The Board of Directors of the Superintendency of Banks of Panama (SBP) issued Rule 8-2025 dated August 5, 2025, “Whereby Articles 39, 41, and 42 of Rule No. 4-2013 on credit risk management and administration inherent in loan portfolios and off-balance sheet operations are amended.”
Under this Rule, Articles 39, 41, and 42 of Rule No. 4-2013 were amended. Specifically, subsection 16 was added to Article 39; subparagraph (e) was added to Article 41; and subsection 16 was added to the table set forth in Article 42 of said regulation, in order to recognize the guarantees granted by the Panama Guarantee Fund as a credit risk mitigant.
This Rule shall become effective upon its promulgation in the Official Gazette.
For further information on this Rule, please visit our website at www.superbancos.gob.pa, under the Regulations section.