The Banking Activity Report (IAB) shows an increase in depositor confidence in the International Banking Center (CBI).
As of April 2025, the CBI's deposit portfolio grew by 5.4% year-over-year, totaling USD 112.486 billion compared to the same period of the previous year. External deposits experienced a notable increase of 8.1%, according to the Banking Activity Report (IAB) issued by the Superintendency of Banks of Panama (SBP).
Regarding the National Banking System (SBN), deposits reached USD 98.359 billion, marking a 4.5% increase compared to the same period in the previous year. This growth was driven by a 7.7% rise in the individual segment and a significant increase in term instruments.
Concerning the SBN's gross local credit portfolio, the amount rose to USD 64.511 billion, representing a 4.8% growth. The most dynamic segments were commerce (8.5%) and personal consumption (4.4%), while sectors such as livestock, fishing, and construction experienced contractions.
Meanwhile, the CBI's net assets amounted to USD 158.403 billion, reflecting a 6.5% year-over-year increase. This growth was propelled by an expansion of USD 8.351 billion in the net credit portfolio (9.3%) and a 2.2% rise in investments.
The report also highlights the banking system's strength: the liquidity ratio stood at 55.94%, and the CBI's Capital Adequacy Ratio (CAR) reached 15.71%, both nearly double the regulatory minimums. This indicates a robust capital buffer to withstand potential financial shocks.
These results demonstrate that the banks comprising the CBI maintain strong performance, supported by prudent management and a high capacity to adapt to a dynamic economic environment.
For more information, you can consult the full report at www.superbancos.gob.pa, under the Financial and Statistical section.
