Circulars

Circulars 2022
Circular
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Circular 064 (2022). Rule 10-2022
Circular 056 (2022). E-mail addresses of the members of the Boards of Directors of Trust companies
Circular 050 (2022). Rule 6-2022
Circular 033 (2022). Ukraine/Russia conflict. Documents issued by FATF and FinCEN. Financial and economic sanctions issued by OFAC
Circulars 2021
Circular
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Circular 121 (2021).Injunction imposed on Catherine Michelle Barrios Garibaldo. Crime against property (financial crime). Official Notice N° 18911 dated 30 September 2021
Circular 111 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). FID
Circular 101 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 100 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 98 (2021). Trust Rule 1-2021
Circular 94 (2021). E-learning course on Preventing the misuse of banking services.
Circular 86 (2021). Resolution SBP-JD-0055-2021 dated 10 August 2021
Circular 57 (2021). Implementation of Table SB109 (CINU) in trust atoms
Circular 35 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 27 (2021). Trust Company Digital Reporting System
Circular 26 (2021). Circular SBP-DJ-0263-2020
Circular 23 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 010 (2021). Trust General Resolution SBP-FID-0002-2021 dated 15 January 2021
Circular 006 (2021). Circular SSRP-047-2020 dated November 25, 2020 issued by the Superintendency of Insurance and Reinsurance of Panama. Cancellation of Mandatory Traffic Accident Insurance Policies (SOAT)
Circular 005 (2021). Law 179 dated 16 November 2020, whereby the financial leasing of real estate is regulated and other provisions are prescribed
Circulars 2020
Circular
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Circular 335-2020. Rule 14-2020
Circular 331-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 312-2020. Temporary Schedule. Business and customer service schedule. Superintendency of Banks
Circular 273-2020. GAFILAT Statement. FID
Circular 240-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. FID
Circular 201-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. FID
Circular 189-2020. New business schedule of the Superintendency of Banks. FID
Circular 167-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. FID
Circular 157-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FID
Circular 155-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FID
Circular 145-2020. Covid-19. Rule 4-2020.
Circular 143-2020. Covid 19 – Extension – Quarterly non-audited financial statements
Circular 132-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines.
Circular 126-2020. Covid 19 – Reporting requirements. Article 30 of Law 21 dated 10 May 2017
Circular 122-2020. COVID 19 – Reporting requirements for the 2019 period/General Resolution SBP-RG-0002-2017
Circular 119-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. FID
Circular 97-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. FID
Circular 94-2020. Temporary modification of customer service schedule. Temporary closing of offices due to Covid-19
Circular 87-2020. Temporary suspension of reporting requirements / Article 30 of Law 21 of 0217
Circular 69-2020. Temporary schedule. Business schedule. Superintendency of Banks
Circular 68-2020. Extension – Audited Financial Statements
Circular 61-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. FID
Circular 54-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. General Resolution SBP-RG-0001-2020
Circular 42-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). FID
Circular 33-2020. Change of frequency to submit the Trust Company General Information Atom (AF03)
Circular 22-2020. Board of Directors’ General Resolution SBP-GJD-0001-2020
Circular 21-2020. Implementation of Table SB109 (CINU)
Circular 20-2020. New accounting atom (AT21)
Circular 19-2020. International Banking Center – 2019 performance
Circular 16-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 13-2020. Appointment of new Superintendent of Banks. FID.
Circulars 2019
Circular
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Circular 119 (2019).Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 117 (2019). Rule 13-2019
Circular 81 (2019).Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 50 (2019). Rule 5-2019
Circular 46 (2019). Rule 2-2019
Circular 42 (2019). Temporary schedule. Business and customer service schedule. Superintendency of Banks FID
Circular 34 (2019). Rule 1-2019 FID
Circular 20 (2019). Temporary Schedule. Business and customer service Schedule during World Youth Day. Trust Business
Circular 14 (2019). Temporary schedule. Business and customer service schedule during World Youth Day. Trust Business.
Circulars 2018
Circular
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Circular 114 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust
Circular 111 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust
Circular 109 (2018). Rule 13-2018
Circular 095 (2018).Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust Company
Circular 095 (2018).Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust Company
Circular 075 (2018). Identificación de Factores de Riesgo - Ley 23, Articulo 40. PF01, PF02 y Estructura de Factores de Riesgos.
Circular 071 (2018). Issuance of Executive Decree 241-A dated 11 July 2018 regulating Law 56
Circular 059 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 058 (2018). Rule 6-2018
Circular 046 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 033 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 031 (2018). Submittal of audited financial statements
Circular 029 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 025 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 023 (2018). Law 56 dated 11 July 2017.
Circular 021 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 011 (2018). Reference form for Affidavits for individuals and legal entities
Circular 005 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks.
Circulars 2017
Circulars
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Circular 139 (2017). Temporary Schedule. Business and customer service hours. Superintendency of Banks of Panama. (Executive Decree 514 dated 6 December 2017)
Circular 123 (2017). Modified business hours. Business and customer service schedule. Superintendency of Banks
Circular 121 (2017). Extension and subsequent Lifting of the Process of Reorganization of BALBOA BANK & TRUST, CORP. (Articles 142 and 153 of the Banking Law)
Circular 092 (2017). Submittal of financial information from trust companies Balance Sheet and Income Statement
Circular 85. Trust Rule 1-2017 - Banks
Circular 88. Presentation of the fourth edition of the Book “Normativa bancaria 1998 – 2017” and the third edition of the "Guidelines on the Responsibilities of the Board of Directors of Banks and Bank Holding Companies"
Circular 80. SCA/4/17 (12)– Democratic People’s Republic of Korea "List of designated vessels"
Circular 68. Law 21 dated 10 May 2017. Rules for the regulation and supervision of trust companies and the trust business and other provisions are prescribed. (Amendments of Law 23 of 2015)
Circular 66. Extension of the reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law).
Circular 53. Extension of the reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law)
Circular 45. National Strategy for Combatting Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 42. Submittal of Trust Company financial information
Circular 24. Rule 1-2017
Circular 01. Schedule. Business and customer service hours. Superintendency of Banks of Panama
Circulars 2016
Circulars
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Circular 132. Temporary schedule. Business and customer service hours. Superintendency of Banks of Panama. (Executive Decree 515 dated 1 December 2016)
Circular 113. SBP-DPC-FID-0099-2015 Trust Company Activities Form SB-SCF-1, Instructions to fill out Form SB-SCF-1
Circular 85. S/RES/2270 (2016) dated 2 March 2016 Democratic People’s Republic of Korea (“The DPRK”)
Circular 71.Extension of the Reorganization of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A. (Article 142 of the Banking Law) and appointment of new Reorganizer
Circular 70.EXTENSION. Seizure of Administrative and Operating Control of BALBOA BANK & TRUST, CORP. (Article 131 and following articles of the Banking Law)
Circular 02. UN List
Circulars 2015
Circulars
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Circular 114. Rule 9-2015.
Circular 105. SCA/2/15(16) – List of Al-Qaeda Sanctions
Circular 101. Reorganization of Banco Universal, S.A.
Circular 93. New CTR, SOR and Digital Capture formats
Circular 84.
Submittal of Suspicious Transaction Reports and Cash and Quasi-cash Transaction Reports
Circular 52. Cancellation of Trust License. PANTRUST INTERNATIONAL, S.A.
Circular 50. SCA/2/15(08) List of Al-Qaeda Sanctions
Circular 48. SCA/1/15(03) Consolidated List – Sudan
Circular 45. SCA/2/15(06) – List of Al-Qaeda Sanctions
Circular 43. SCA/2/14(07) – List of Al-Qaeda Sanctions
Circular 36. SCA/2/15(02) – Consolidated List – Côte d’Ivoire
Circular 31. SCA/2/14(05) – List of Al-Qaeda Sanctions
Circular 28. SCA/2/15(04) – List of Al-Qaeda Sanctions
Circular 024 (2015) SCA/2/14(03) – List of Al-Qaeda Sanctions
Circular 016 (2015) Articles 10 and 11 of Rule 12-2005. Suspicious Operations
Circular 011 (2015) Consolidated List: Somalia and Eritrea – SCA-1-14(20)
Circular 009 (2015) SCA/2/15(1) – List of Al-Qaeda Sanctions
Circular 007 (2015) Consolidated List – Central African Republic SCA-1-14(21)
Circulars 2014
Circulars
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Circular 163 (2014) Consolidated List – Central African Republic SCA-1-14(19)
Circular 160 (2014) Consolidated List – Yemen SCA/16/14(03)
Circular 158 (2014) SCA/2/14(23) and SCA/2/14(24) – List of Al-Qaeda Sanctions
Circular 155 (2014) Consolidated List – Yemen SCA/16/14(02)
Circular 123 (2014) SCA/2/14(18) – List of Sanctions Al-Qaeda
Circular 115 (2014) SCA/2/14(16) – List of Al-Qaeda Sanctions
Circular 113 (2014) SCA/2/14(17) – List of Al-Qaeda Sanctions
Circular 109 (2014) OFAC List – Updated Information on Entities
Circular 107 (2014) SCA-14-14(6) Consolidated List The Taliban
Circular 105 (2014) SCA/2/14(15) – List of Sanctions Al-Qaeda
Circular 92 (2014) Information Requirements. Rule 4-2013
Circular 89 (2014) Consolidated List – Democratic Republic of the Congo SCA-1-14(12)
Circular 88 (2014) Consolidated List of Sanctions – Al-Qaeda SCA-2-14(14)
Circular 86 (2014) Consolidated List – Libya SCA-13-14(02)
Circular 83 (2014) OFAC List. Due Diligence. Pedro Claver Mejía Salazar and others and their participation in Panamanian Corporations (Rule 12-2005)
Circular 78 (2014) Security Council – Session 7198 – Resolution 2161 – Approved 17 June 2014
Circular 76 (2014) Consolidated List of Sanctions – Al-Qaeda SCA-2-14(13)
Circular 70 (2014) Resolution 2082 (2012) SCA-14-14(4) – The Taliban
Circular 68 (2014) Consolidated List of Sanctions – Al-Qaeda SCA-2-14(12)
Circular 62 (2014) Reestablishment of regular business hours. Business and customer service schedule. Offices of the Superintendency of Banks
Circular 58 (2014) Resolution 2082 (2012) SCA-14-14(3)
Circular 56 (2014) Consolidated List of Sanctions – Al-Qaeda SCA-2-14(10) and SCA-2-14(11)
Circular 53 (2014) Consolidated List – Sudan SCA/1/14(10)
Circular 52 (2014) Consolidated List of Sanctions – Al-Qaeda SCA-2-14(8)
Circular 51 (2014) Consolidated List of Sanctions – Al-Qaeda SCA/2/14(7)
Circular 50 (2014) Consolidated List of Sanctions – Al-Qaeda SCA-2-14(9)
Circular 47 (2014) OFAC List. Due Diligence. Ignacio Eduardo Plata and others. Panamanian Corporations. (Rule 12-2005)
Circular 41 (2014) Intergovernmental Agreement (IGA) between the United States of America and the Republic of Panama
Circular 39 (2014) Consolidated List of Sanctions – Al-Qaeda
Circular 29 (2014) Consolidated List of Sanctions – Al-Qaeda
Circular 028 (2014) Consolidated List – The Taliban
Circulars 2013
Circulars
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Circular 106 (2013) Consolidated List - Libya
Circular 096 (2013) Resolution 1540 on Non-proliferation of Weapons of Mass Destruction
Circular 084 (2013) Consolidated list of sanctions - Sudan
Circular 052 (2013) Request from the Embassy of Libya
Circular 047 (2013) Consolidated list – Al-Qaeda
Circular 046 (2013) Consolidated list – Liberia
Circular 045 (2013) Consolidated list – Islamic Republic of Iran
Circular 044 (2013) Consolidated list – Democratic Republic of the Congo
Circular 043 (2013) Consolidated list – The Taliban
Circular 042 (2013) Consolidated list – Sudan
Circular 041 (2013) Consolidated list – Libya
Circular 040 (2013) Consolidated list – Liberia
Circular 039 (2013) Special meeting of the Committee
Circular 038 (2013) Consolidated list of sanctions – Al-Qaeda
Circular 037 (2013) Consolidated list – Islamic Republic of Iran
Circular 035 (2013) Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 016 (2013) Temporary Schedule. Business and Customer Service Schedule. Superintendency of Banks
Circular 014 (2013) Consolidated List – The Taliban
Circular 013 (2013) Appointment of a new Secretary General of the SBP. Recognition for Mr. Amauri A. Castillo’s work as Secretary General
Circular 007 (2013) Communiqué from the Department of the Treasury on the removal of Mr. Francisco Javier Duque Correa from the OFAC List
Circular 006 (2013) Consolidated List – Al-Qaida Sanctions
Circular 005 (2013) Consolidated List – Liberia
Circular 004 (2013) Consolidated List – The Taliban
Circulars 2012
Circulars
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Circular 95 (2012) Update to the List of Individuals and Entities related to Libya
Circular 94 (2012) Consolidated List of individuals and entities related to Somalia and Eritrea
Circular 93 (2012) Consolidated List of individuals and entities related to Guinea-Bissau
Circular 92 (2012) Consolidated List Sudan – Darfur
Circular 91 (2012) Additions to the Al-Qaida Sanctions List
Circular 90 (2012) List of Individuals and Entities related to the Taliban
Circular 89 (2012) Consolidated List of Individuals and entities related to Liberia
Circular 59 (2012) FIDSYS Project.
Circular 52 (2012) Press Release from the National Security Council on the Office of Foreign Assets Control’s (OFAC) identification of 6 Panamanian Companies.
Circular 44 (2012) New Email Address for the submission of Form SB-FID-UAF.
Circular 43 (2012) Business and Customer Service Schedule of the Superintendency of Banks.
Circular 39 (2012) Executive Decree No. 55
Circular 38 (2012) Iraq and Kuwait
Circular 37 (2012) List of Al-Qaida Sanctions
Circular 36 (2012) List of Al-Qaida Sanctions
Circular 35 (2012) List – Guidelines adopted on 30 November 2011
Circular 34 (2012) Update to the Consolidated List
Circular 19 (2012) Al-Qaida List of Sanctions
Circular 18 (2012) Press Released from OFAC (Office of Foreign Assets Control) – Panama
Circular 17 (2012) The Democratic Republic of the Congo
Circular 16 (2012) Modification to the Consolidated List
Circular 15 (2012) Review of FATF – GAFI Standards
Circular 12 (2012) Modification to the Consolidated List
Circular 11 (2012) Officers of the Iranian Revolutionary Guard Corps
Circular 10 (2012) Officers of the Iranian Revolutionary Guard Corps
Circular 9 (2012) Modification to the Consolidated List
Circular 8 (2012) Modification to the Consolidated List
Circular 7 (2012) Modification to the Consolidated List
Circular 6 (2012) Somalia and Eritrea
Circular 5 (2012) Committee Name Change
Circular 4 (2012) Modification to the Consolidated List
Circulars 2011
Circulars
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Circular 106 (2011) Côte d’Ivoire
Circular 105 (2011) The Islamic Republic of Iran
Circular 104 (2011) Guidelines for the Consolidated List
Circular 103 (2011) The Democratic Republic of the Congo
Circular 102 (2011) Updated version of the Consolidated List
Circular 100 (2011) Updated version of the Consolidated List
Circular 99 (2011) Updated version of the Consolidated List
Circular 98 (2011) Updated version of the Consolidated List
Circular 97 (2011) Updated version of the Consolidated List
Circular 96 (2011) Updated version of the Consolidated List
Circular 95 (2011) Updated version of the Consolidated List
Circular 13 (2011) Working Schedule. Superintendency of Banks.
Circular 7 (2011) Updating of Consolidated List
Circulars 2010
Circulars
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Circular 9 (2010) Circular FID No. 017-2008
Circular 8 (2010) Politically Exposed Persons (PEPs).
Circular 7 (2010) Updating of Consolidated List.
Circular 6 (2010) Submittal of Circulars through SBP's Bank Information Support Email.
Circular 5 (2010) Press Release issued by the Financial Action Task Force (FATF)
Circular 4 (2010) Roseville Investments, S.A. and Tremaine Corp.
Circular 3 (2010) Records Review and/or Update Plan
Circular 2 (2010) Handbook information and Compliance program requirement. Art. 1, number 7, and Art. 5 of Law 42-2000
Circular 1 (2010) Customer attention and working schedule. Superintendency of Banks
Circulars 2009
Circulars
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Circular 14 (2009) Liberia.
Circular 13 (2009) Modifications to the Consolidated List.
Circular 12 (2009) Popular Democratic Republic of Korea
Circular 11 (2009) Updates to the Consolidated List.
Circular 10 (2009) New Superintendent of Banks
Circular 9 (2009) Ivory Coast
Circular 8 (2009) Articles 4.1.g and 5.1.f of Agreement No. 12-2005 of December 14, 2005 on Prevention of the Improper Use of Banking and Trust Services
Circular 7 (2009) Modifications made to the Consolidated List
Circular 6 (2009) Preventive Measures for possible A (H1N1) Influenza Pandemic
Circular 5 (2009) Reorganization of Stanford Bank (Panama), S. A.
Circular 4 (2009) Update to the Consolidated List
Circular 3 (2009) Vital Records and Juridical Acts Certification Requests
Circular 2 (2009) Designated Entities
Circular 1 (2009) Updates to the Consolidated List
Circulars 2008
Circulars
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Circular 21 (2008) Work schedule of the national and municipal public offices for the Christmas and New Year Holidays.
Circular 20 (2008) The Superintendency's Public Attention Schedule (December 19, 2008)
Circular 19 (2008) Special Services - Agreement 8-2003.
Circular 18 (2008) List of companies that do not have this Office's authorization to exercise the Banking Business as stipulated by the Banking Law...
Circular 17 (2008) Stickers for trust companies.
Circular 16 (2008) Personal Background Information Certificate Request
circular 15 (2008) Reiteration of FID Circular No. 7-2008.- Fraudulent Bank Guarantee.
Circular 14 (2008) Information of persons subject to sanctions
Circular 13 (2008) Updates to the Consolidated List.
Circular 12 (2008) Designated persons and entities.
Circular 11 (2008) Democratic Republic of Congo.
Circular 10 (2008) For the relevant purposes, this Superintendency hereby informs you that the Security Council of the United Nations...
Circular 9 (2008) Consolidated List
Circular 8 (2008) Institutions named by international organizations
Circular 7 (2008) Fraudulent Bank Guarantee
Circular 6 (2008) For the relevant purposes, this Superintendency hereby informs you that the 1267 Sanctions Committee of the United Nations has updated...
Circular 5 (2008) New SBP appointments
Circular 4 (2008) Designated Individuals
Circular 3 (2008) SB-FID-UAF Form. Declarations of cash and quasi cash transactions for amounts exceeding $10,000.00.
Circular 2 (2008) Updates to the Consolidated List.
Circular 1 (2008) Personal Background Information Certificate Law 69 of 2007.
Circulars 2007
Circulars
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Circular 17 (2007) Updates to the Consolidated List.
Circular 16 (2007) We hereby emphasize the need that the Banks established in Panama that are dedicated to transporting cash and securities...
Circular 15 (2007) For the relevant purposes, this Superintendency hereby recommends, as preventive action, that those banking institutions...
Circular 14 (2007) Recommendations of the United Nations Security Council.
Circular 13 (2007) Recommendations of the United Nations Security Commission.
Circular 12 (2007) Amendment and correction to identification data.
Circular 11 (2007) Individuals that are subject to sanctions.
Circular 10 (2007) Designated entities and individuals
Circular 9 (2007) Designated Entities
Circular 8 (2007) Designated entities and individuals
Circular 7 (2007) MOHAMMED AL GHABRA.
Circular 6 (2007) Update to the OFAC list.
Circular 5 (2007) Jihad al-Bina construction company
Circular 3 (2007) Work schedule and customer service schedule of the Superintendency of Banks
Circular 2 (2007) Bank Sepah, Bank Sepah International and Ahmad Derakhshandeh
Circular 1 (2007) Agreement No. 8-2006
Circulars 2006
Circulars
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Circular 25 (2006) Information from the Department of the Treasury.
Circular 24 (2006) Individuals that are subject to sanctions.
Circular 23 (2006) Individuals and companies that are subject to sanctions.
Circular 22 (2006) Update to the OFAC List.
Circular 21 (2006) SB-FID-UAF Form Cash and Quasi-Cash Declarations
Circular 20 (2006) For the relevant purposes, this Superintendency hereby informs you that the United States Treasury Department has announced...
Circular 19 (2006) Report Form for Related Accounts.
circular 18 (2006) Bayt al-Mal, Yousser Company for Finance and Investment and Husayn al Shami.
Circular 17 (2006) Islamic Resistance Support Organization (IRSO).
Circular 16 (2006) Iranian Bank Saderat.
Circular 15 (2006) Publication by the United Nations Office against Drugs and Crime
Circular 14 (2006) Abd A-Hamid Sulaiman Al-Mujil and the Philippine branch of the International Islamic Relief Organization (IIRO)
Circular 13 (2006) New Superintendent of Banks.
circular 12 (2006) State Phone Numbering Plan
Circular 11 (2006) FID Circular No. 009-2006 Ivory Coast.
Circular 10 (2006) New numbers for the Phone System
Circular 9 (2006) FAU website
Circular 7 (2006) Update to the OFAC list.
Circular 6 (2006) Due Diligence on Customer.
Circular 5 (2006) BA'ASYIR, Abu Bakar; GUNAWAN, Gun Gun Rusman; RIFKI, Taufik; ANSHORI, Abdullah.
Circular 4 (2006) Warning from the Department of the Treasury.
Circular 3 (2006) AHMED IDRIS NASREDDIN. Circular No. 035-2002.
Circular 2 (2006) Agreement No. 12-2005 and Special Agreement No. 12-2005 E.
Circular 1 (2006) Ahmed Idris Nasreddin.
Circulars 2005
Circulars
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Circular 24 (2005) HAPILON, Isnilon Totoni, SAHIRON, Radulan, and SALI Jr., Jainal Antel