Circulars
Circulars 2022
Circular
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Circular 086 (2022). 2023 Calendar for the Submission of the FECI Report
Circular 085 (2022). Rule 13-2022
Circular 084 (2022). Reporting requirements of loans reinstated to Rule 4-2013
Circular 083 (2022). Suspension of the business and customer service schedule. Superintendency of Banks
Circular 082 (2022). Suspension of the business and customer service schedule. Superintendency of Banks
Circular 081 (2022). Suspension of the business and customer service schedule. Superintendency of Banks
Circular 080 (2022). Rule 12-2022
Circular 079 (2022). Rule 11-2022
Circular 077 (2022). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 076 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to closed checking account
Circular 075 (2022). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 074 (2022). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular CF-L60-18-No.004-2022. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular CFL 3-85-No.004-2022. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-DL9-97-No.004-2022. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) historic monument site
Circular 073 (2022). Circular 2022(54020-03)01. Banco Nacional de Panamá. (“Administrative processes related to collecting signatures”)
Circular 072 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to closed checking account
Circular 071 (2022). Reporting requirements related to the Data Protection Officer. Rule 1-2022 – Changes in Bank Particulars Report (AT05)
Circular 069 (2022). Extension of the validity of juvenile ID cards. Attached document
Circular 068 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to closed checking account
Circular 066 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to closed checking account
Circular 064 (2022). Rule 10-2022
Circular 063 (2022). Rule 10-2022
Circular 062 (2022). Rule 9-2022
Circular 061 (2022). Rule 8-2022
Circular 060 (2022). Rule 7-2022
Circular 059 (2022). Extension of the validity of personal identity documents for Panamanians and foreign residents. Decree 37
Circular 055 (2022). Trust General Resolution SBP-FID-0001-2022 dated 6 July 2022
Circular 054 (2022). General Resolution SBP-RG-0001-2022 dated 6 July 2022
Circular 053 (2022). Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days
Circular CF-L60-18-No.003-2022. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular CFL 3-85-No.003-2022. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-DL9-97-No.003-2022. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) historic monument site
Circular 052 (2022). Board of Directors’ General Resolution SBP-GJD-0002-2022
Circular 051 (2022). New report (BAN 22) Debt-to-income ratio
Circular 050 (2022). Rule 6-2022
Circular 049 (2022). Rule 6-2022
Circular 048 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to a closed checking account.
Circular 047 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to a closed checking account.
Circular 044 (2022). System for reporting Contracting of Credit Risk Rating Agencies / General Resolution SBP-RG-0002-2021.
Circular 043 (2022). Our circular SBP-DJ-0017-2022 dated March 17, 2022. Certificate for the Ministry of Commerce and Industry in compliance with Executive Decree 722 dated 15 October 2020 “That creates the ‘Permanent resident as qualified investor’ subcategory within the ‘Permanent resident for economic reasons’ category”.
Circular 042 (2022). System for reporting Annual Certifications / General Resolution SBP-RG-0002-2021.
Circular 041 (2022). Our Circular SBP-DJ-0276-2020 dated September 9, 2020. Qualified Electronic Signature.
Circular 040 (2022). Rule 5-2022
Circular 039 (2022). Submittal of information. Multibank, Inc. Stop payment on checks due to a closed checking account
Circular 037 (2022). Rule 4-2022
Circular 036 (2022). Rule 3-2022
Circular 035 (2022). Board of Directors’ General Resolution SBP-GJD-0001-2022
Circular 034 (2022). Ukraine/Russia conflict. Documents issued by FATF and FinCEN. Financial and economic sanctions issued by OFAC
Circular 033 (2022). Ukraine/Russia conflict. Documents issued by FATF and FinCEN. Financial and economic sanctions issued by OFAC
Circular 032 (2022). Ukraine/Russia conflict. Documents issued by FATF and FinCEN. Financial and economic sanctions issued by OFAC
Circular CF-L60-18-No.002-2022. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular CFL 3-85-No.002-2022. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-DL9-97-No.002-2022. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) historic monument site
Circular 031 (2022). Extension Application Form, according to Article 27 of Banking Rule 4-2013, Circular SBP-DR-0249-2020 dated July 29, 2020, and General Resolution SBP-RG-0009-2020 dated 20 November 2020
Circular 030 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 029 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 028 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 027 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 026 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 025 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 024 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 023 (2022). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0001-2022
Circular 022 (2022). Rule 2-2022
Circular 021 (2022). Update of Interim Financial Statements
Circular 020 (2022). Update of Interim Financial Statements
Circular 019 (2022). Update of Interim Financial Statements
Circular 018 (2022). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 017 (2022). Certificate for investment in fixed term deposits. Executive Decree 722 dated 15 October 2020 “That cerates the ‘Permanent Resident as Qualified Investor’ subcategory within the ‘Permanent Resident for Economic Reasons’ category”
Circular 016 (2022). Rule 1-2022
Circular 015 (2022). 2021 Results of the International Banking Center – “Evolution of the Banking System and its role in economic recovery”
Circular 010 (2022). Updated information of Circular SBP-DR-0077-2021/Annex 1 rescinded. Ver Anexo 2.
Circular 009 (2022). Updated of Annex 2 – Currency Purchase and Sale Operations. Instructions to fill out Annex 2 – Currency Purchase and Sale Operations. Currency. Anexo Operaciones compra y venta de divisas
Circular 007 (2022). Expansion of Risk Factors and AML General Information Reports. Instructions to submit PF and PF02, Risk factor structure, Risk factors report and Trust company data on AML
Circular 005 (2022). Extension of validity of personal identity cards for Panamanians and resident foreigners. Decreto 1-2020 Tribunal Electoral (1), Decreto 1-2020 Tribunal Electoral (2)
Circular 005 (2022). Extension of validity of personal identity cards for Panamanians and resident foreigners
Circular CF-DL9-97-No.001-2022. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) historic monument site
Circular CFL 3-85-No.001-2022. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.001-2022. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 003 (2022). Limitation non payments on debentures due within one hundred and eighty-six (186) calendar days
Circular 002 (2022). Temporary extension January 2022 – Reporting Requirements. General Resolution SBP-RG-0002-2021
Circulars 2021
Circular
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Circular 137 (2021). Letter to Financial Statements on the “Modified Special Mention” loan category
Circular 135 (2021). Rule 6-2021
Circular 134 (2021). 2022 Calendar for the Submission of the FECI report
Circular 133 (2021). Law 15 dated 31 May 1996 which amends Law 42 of 1999 on equal opportunities for people with disabilities.
Circular 131 (2021). Addition of information to Transfer Report TR01.
Circular 130 (2021). Cash Transaction Reports.
Circular 129 (2021). Submittal of information. Multibank, Inc. Stop payment on checks due to closed account.
Circular 128 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks.
Circular 127 (2021). Rule 5-2021.
Circular 126 (2021). Submittal of information through the ITBANK System (“Independence of Panama from Spain” holiday).
Circular 125 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks.
Circular 124 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks.
Circular 122 (2021). Injunction imposed on Catherine Michelle Barrios Garibaldo. Crime against property (financial crime). Official Notice N° 18911 dated 30 September 2021
Circular 121 (2021). Injunction imposed on Catherine Michelle Barrios Garibaldo. Crime against property (financial crime). Official Notice N° 18911 dated 30 September 2021
Circular 120 (2021). Injunction imposed on Catherine Michelle Barrios Garibaldo. Crime against property (financial crime). Official Notice N° 18911 dated 30 September 2021
Circular 118 (2021). Development of Deposit Atom Information (AT02). Table SB20
Circular 117 (2021). Board of Directors’ General Resolution SBP-GJD-0006-2021 (“Whereby the validity of Appraisal Reports is temporarily recognized”).
Circular 116 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). FACT
Circular 115 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). SAPRE
Circular 114 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). LSN
Circular 113 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). REMDI
Circular 112 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). FINAN
Circular 111 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). FID
Circular 110 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). CACAM
Circular 109 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015).
Circular 108 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). BHN
Circular 107 (2021). Board of Directors’ General Resolution SBP-GJD-0005-2021 (amends Board of Directors’ General Resolution SBP-GJD-0003-2015). BDA
Circular 106 (2021). Rule 4-2021
Circular 105 (2021). Law 240 dated 6 October 2021 whereby the Agrotourism Activity in Panama is regulated
Circular 102 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 101 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 100 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 99 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 98 (2021). Trust Rule 1-2021
Circular 97 (2021). Trust Rule 1-2021
Circular CF-DL9-97-No.004-2021. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.004-2021. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.004-2021. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 90 (2021). Submittal of information. Multibank, Inc. Stop payment on checks from a stolen checkbook.
Circular 87 (2021). Rule 3-2021
Circular 86 (2021). Resolution SBP-JD-0055-2021 dated 10 August 2021
Circular 84 (2021). Resolution SBP-JD-0055-2021 dated 10 August 2021
Circular 82 (2021). Submittal of information. Multibank, Inc. Stop payment on checks due to closed account
Circular 78 (2021). Submittal of information. Multibank, Inc. Stop payment on checks due to closed account.
Circular CF-DL9-97-No.003-2021. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.003-2021. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.003-2021. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 73 (2021).Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days
Circular 71 (2021). Board of Directors’ General Resolution SBP-GJD-0004-2021
Circular 70 (2021). Board of Directors’ General Resolution SBP-GJD-0003-2021
Circular 69 (2021). Rule 2-2021
Circular 67 (2021). Submittal of information. Warning on information circulating about PedidosYa
Circular 66 (2021). Submittal of information. Warning on information circulating about PedidosYa
Circular 65 (2021). Submittal of information. Warning on information circulating about PedidosYa
Circular 64 (2021). ‘Banca de Oportunidades’ Guarantee Program Report
Circular 63 (2021). Executive Decree N° 285 of 2021 whereby Data Privacy Law is regulated / Our Ref. N° 202100068
Circular 62 (2021). Electronic certificates of the Office of Vital Records
Circular 61 (2021). Law 204 dated 18 March 2021 whereby fishing and aquaculture in the republic of Panama are regulated and other provisions are prescribed
Circular 60 (2021). Submittal of information. Banco Aliado, S.A. Checks reported as “Stolen”.
Circular 58 (2021). Currency Atom (AT14) – Implementation of Table SB90 of Accounting Atom (AT21)
Circular 57 (2021). Implementation of Table SB109 (CINU) in trust atoms
Circular 56 (2021). COVID-19. Board of Directors’ General Resolution SBP-GJD-0002-2021
Circular 55 (2021). Board of Directors’ General Resolution SBP-GJD-0001-2021
Circular 54 (2021). Reporting System: Reporting Entity Digital Transfer System (TIDSO) – Banks holding Representation Licenses. Cuestionario Anual de Operaciones y Manual de Usuario del portal (TIDSO)
Circular 53 (2021). Circulation of illegitimate documents
Circular 52 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0003-2021. REMDI
Circular 51 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021. LSN
Circular 50 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021. FACT
Circular 49 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021. BHN
Circular 48 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021. CACAM
Circular 47 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021. SAPRE
Circular 46 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021. BDA
Circular 45 (2021). Other Financial Reporting Entities AML General Resolution SBP-RG-PSO-0002-2021
Circular 44 (2021). Trust General Resolution SBP-RG-FID-0003-2021
Circular CF-DL9-97-No.002-2021. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.002-2021. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.002-2021. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 39 (2021). Updating of templates (BAN03, BAN06 and BAN09) related to Table SB90 – Single Account Plan
Circular 37 (2021). Rule 1-2021
Circular 36 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 35 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 34 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 32 (2021). Circulation of illegitimate document of the Superintendency of Banks
Circular 31 (2021). Submittal of information. Directorate-General of Public Procurement. Letter DGCP-DS-DJ-156-2021 dated February 23, 2021
Circular 28 (2021). Submittal of information. MMG Bank Corporation. Checks reported as “Stolen.” (Our circular SBP-DJ-0002-2021 dated January 5, 2021)
Circular 24 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 23 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 22 (2021). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 21 (2021). Increase of credit card limit and collection of charges to cardholders for exceeding the credit limit
Circular 20 (2021). Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days
Circular 19 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. SAPRE
Circular 18 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. REMDI
Circular 17 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. LSN
Circular 16 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. FINAN
Circular 15 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. FACT
Circular 14 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. CACAM
Circular 13 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. BHN
Circular 012 (2021). Other financial reporting entities AML General Resolution SBP-RG-PSO-0001-2021. BDA
Circular 010 (2021). Trust General Resolution SBP-FID-0002-2021 dated 15 January 2021
Circular 009 (2021). General Resolution SBP-RG-0002-2021
Circular CF-DL9-97-No.001-2021. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.001-2021. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.001-2021. Law 60-2018 which amends Law 129-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 006 (2021). Circular SSRP-047-2020 dated November 25, 2020 issued by the Superintendency of Insurance and Reinsurance of Panama. Cancellation of Mandatory Traffic Accident Insurance Policies (SOAT)
Circular 005 (2021). Law 179 dated 16 November 2020, whereby the financial leasing of real estate is regulated and other provisions are prescribed
Circular 004 (2021). Circular SSRP-047-2020 dated November 25, 2020 issued by the Superintendency of Insurance and Reinsurance of Panama. Cancellation of Mandatory Traffic Accident Insurance Policies (SOAT)
Circulars 2020
Circular
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Circular 342-2020. Board of Directors’ General Resolution SBP-GJD-0010-202020
Circular 341-2020. New sanitary measures. Executive Decree 1686 dated 28 December 2020
Circular 340-2020. New sanitary measures. Executive Decree 1686 dated 28 December 2020
Circular 339-2020. Adoption of new sanitary measures. Suspension of procedural and administrative deadlines at the Superintendency of Banks
Circular 338-2020. New sanitary measures. Executive Decree 1686 dated 28 December 2020
Circular 337-2020. 2021 Calendar for the submission of the FECI Report
Circular 336-2020. Law 179 dated 16 November 2020, whereby the financial leasing of real estate is regulated and other provisions are prescribed
Circular 335-2020. Rule 14-2020
Circular 334-2020. Rule 14-2020
Circular 332-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 331-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 330-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 327-2020. Submittal of information. MMG Bank Corporation. Checks reported as “Loss”
Circular 326-2020. General Resolution SBP-RG-0009-2020
Circular 325-2020. Official Notice 12770 dated October 21, 2020. REMDI
Circular 324-2020. Official Notice 12770 dated October 21, 2020. CACAM
Circular 323-2020. Official Notice 12770 dated October 21, 2020. SAPRE
Circular 322-2020. Official Notice 12770 dated October 21, 2020. BHN
Circular 321-2020. Official Notice 12770 dated October 21, 2020. BDA
Circular 320-2020. Official Notice 12770 dated October 21, 2020. LSN
Circular 319-2020. Official Notice 12770 dated October 21, 2020. FACT
Circular 318-2020. Official Notice 12770 dated October 21, 2020. FINAN
Circular 317-2020. Official Notice 12770 dated October 21, 2020. FID
Circular 316-2020. Official Notice 12770 dated October 21, 2020
Circular 315-2020. (New accounts) – Table of Types of Financial Relationships (BAN19)
Circular 313-2020. New Subsidiary Table (BAN21)
Circular 312-2020. Temporary Schedule. Business and customer service schedule. Superintendency of Banks
Circular 311-2020. Temporary Schedule. Business and customer service Schedule. Superintendency of Banks
Circular 310-2020. Inability to discharge banking activities
Circular 309-2020. Rule 12-2020
Circular 308-2020. Rule 13-2020
Circular 307-2020. Note to financial statements on the modified special mention portfolio
Circular 303-2020. Rule 9-2020 (Accounting registry of the provisions for the modified special mention portfolio)
Circular CF-DL9-97-No.004-2020. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.004-2020. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.004-2020. Law 60-2018 which amends Law 29-1992 Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 301-2020. Internal audit questionnaire
Circular 300-2020. Rule 11-2020
Circular 299-2020. Rule 10-2020
Circular 298-2020. Board of Directors’ General Resolution SBP-GJD-0008-2020 – Temporary suspension of bad debt expenses – Art. 26 of Rule 11-2018 on Operating Risk
Circular 295-2020. Correction in Rule 9-2020
Circular 294-2020. Covid-19 and IFRS 9
Circular 292-2020. Other financial reporting entities AML Resolution SBP-PSO-0002-2020
Circular 291-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 290-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 289-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 288-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 287-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 286-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 285-2020. Other financial reporting entities AML Resolution SBP-PSO-0001-2020
Circular 284-2020. Trust General Resolution SBP-FID-0014-2020
Circular 281-2020. Rule 9-2020
Circular 277-2020. Circular SBP-DR-0216-2020 (Report on Future Capital Needs) – Submittal through TIDSO
Circular 276-2020. Our Circular SBP-DJ-0221-2020 dated June 30, 2020. Qualified Electronic Signature
Circular 263-2020. Portal for the follow-up of proceedings and queries submitted to the Superintendency of Banks
Circular 262-2020. COVID 19 – Revised semi-annual financial statements of the banking groups (consolidated).
Circular 259-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners
Circular 258-2020. Safe-conducts. Suitable lawyers in the exercise of their duties. Ruling of the Plenary of the Supreme Court of Justice
Circular 247-2020. Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days.
Circular 246-2020. Rule 8-2020.
Circular 245-2020. Board of Directors’ General Resolution SBP-GJD-0007-2020 – Temporary suspension of Dynamic Reserve.
Circular 244-2020. Rule 7-2020.
Circular 241-2020. Disclosure of information to the bank customer on Rule 6-2020
Circular 240-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. FID
Circular 239-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. REMDI
Circular 238-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. SAPRE
Circular 237-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. LSN
Circular 236-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. FINAN
Circular 235-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. FACT
Circular 234-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. CACAM
Circular 233-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. BHN
Circular 232-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners. BDA
Circular 231-2020. Extension of validity of personal identity documents for Panamanians and resident foreigners
Circular CF-DL9-97-No.003-2020. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Antiguo) Historic Monument Site
Circular CFL 3-85-No.003-2020. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.003-2020. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 230-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. SAPRE
Circular 229-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. REMDI
Circular 228-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. LSN
Circular 227-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. FINAN
Circular 226-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. FACT
Circular 225-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. CACAM
Circular 224-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. BHN
Circular 223-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. BDA
Circular 222-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020. FID
Circular 221-2020. General Resolution SBP-RG-0007-2020 dated 30 June 2020.
Circular 215-2020. Covid-19. Extension. Table on Types of Financial Relationships (BAN19)
Circular 214-2020. Submittal of information. Banco Aliado, S.A. Stolen checks.
Circular 213-2020. Rule 6-2020
Circular 212-2020. Board of Directors’ General Resolution SBP-GJD-0006-2020
Circular 211-2020. Rule 5-2020.
Circular 209-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. SAPRE
Circular 208-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. REMDI
Circular 207-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. LSN
Circular 206-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. FINAN
Circular 205-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. FACT
Circular 204-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. CACAM
Circular 203-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. BHN
Circular 202-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. BDA
Circular 201-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020. FID
Circular 200-2020. Extension of suspension of procedural and administrative deadlines. General resolution SBP-RG-0006-2020.
Circular 199-2020. RTGS System/Scheduled sessions for ACH Service.
Circular 190-2020. COVID-19. Clarification of Circulars on Liquidity Atom (LS02) and reporting of International License Banks.
Circular 187-2020. Clarification and request made by the National Customs Authority. Safe-conducts granted to Customs Brokers
Circular 176-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. FECI
Circular 175-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. SAFRE
Circular 174-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. REMDI
Circular 173-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. LSN
Circular 172-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. FINAN
Circular 171-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. FACT
Circular 170-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. CACAM
Circular 169-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. BHN
Circular 168-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. BDA
Circular 167-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020. FID
Circular 166-2020. General Resolution SBP-RG-0004-2020 dated 14 May 2020
Circular 165-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FINAN
Circular 164-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. LSN
Circular 163-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FACT
Circular 162-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. REMDI
Circular 161-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. SAFRE
Circular 160-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. CACAM
Circular 159-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. BHN
Circular 158-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. BDA
Circular 157-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FID
Circular 156-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners.
Circular 155-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FID
Circular 154-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. SAFRE
Circular 153-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. REMDI
Circular 152-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. LSN
Circular 151-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FINAN
Circular 150-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. FACT
Circular 149-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. CACAM
Circular 148-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners. BHN
Circular 147-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners
Circular 146-2020. Covid-19. Extension of validity of personal identity documents for Panamanians and resident foreigners
Circular 145-2020. Covid-19. Rule 4-2020.
Circular 144-2020. Covid-19. Rule 4-2020.
Circular 144-2020. Covid-19. Rule 4-2020.
Circular 140-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. BHN
Circular 139-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. BDA
Circular 138-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. REMDI
Circular 137-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. CACAM
Circular 136-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. SAFRE
Circular 135-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. FACT
Circular 134-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. LSN
Circular 133-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines. FINANC
Circular 132-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines.
Circular 131-2020. Attention to Preventive Measures for Covid-19 (Coronavirus). Extension of suspension of procedural and administrative deadlines.
Circular 130-2020. Covid-19. Board of Directors’ General Resolution GJD-0005-2020
Circular 129-2020. Covid-19. Board of Directors’ General Resolution SBP-GJD-0004-2020
Circular 128-2020. Covid-19. Board of Directors’ General Resolution SBP-GJD-0003-2020
Circular 122-2020. COVID 19 – Reporting requirements for the 2019 period/General Resolution SBP-RG-0002-2017
Circular 121-2020. COVID 19 – Reporting requirements for the 2019 period/General Resolution SBP-RG-0002-2017
Circular 119-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. FID
Circular 117-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. DPC
Circular 116-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. BDA
Circular 115-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. BHN
Circular 114-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. REMDI
Circular 113-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. SAFRE
Circular 112-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. FACT
Circular 111-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. LSN
Circular 110-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines. FINAN
Circular 109-2020. Attention to preventive measures for COVID-19 (Coronavirus). Extension of the suspension of procedural and administrative deadlines
Circular 108-2020. Board of Directors’ General Resolution SBP-GJD-0002-2020
Circular CF-DL9-97-No.003-2020. Law 136-2016 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.003-2020. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-L60-18-No.003-2020. Laws 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular 105-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. SAPRE
Circular 104-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. REMDI
Circular 103-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. LSN
Circular 102-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. FINAN
Circular 101-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. FACT
Circular 100-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. CACAM
Circular 99-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. BHN
Circular 98-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. BDA
Circular 97-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks. FID
Circular 95-2020. Rule 3-2020
Circular 94-2020. Temporary modification of customer service schedule. Temporary closing of offices due to Covid-19
Circular 92-2020. Communication of adopted measures
Circular 91-2020.Changes in Loan Atom (AT03) structure – Report on modified loans according to the provisions of Rule 2-2020
Circular 89-2020. Temporary extension (Reporting requirements / Circular SBP-DR-0035-2020 – General Resolution SBP-RG-0002-2017)
Circular 88-2020. Temporary extension (Reporting requirements / Circular SBP-DR-0034-2020 – General Resolution SBP-RG-0002-2014)
Circular 86-2020. Submittal of information. Banco Aliado, S.A. Stolen checks
Circular 67-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 65-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. SAPRE
Circular 64-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. REMDI
Circular 63-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. LSN
Circular 62-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. FINAN
Circular 61-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. FID
Circular 60-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. FACT
Circular 59-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. CACAM
Circular 58-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. BHN
Circular 57-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. BDA
Circular 56-2020. Submission of liquidity report. General Resolution SBP-RG-0001-2020
Circular 55-2020. Temporary extension. (Reporting Requirements/ General Resolution SBP-RG-0002-2017). Rescinded by Circular SBP-DR-0282-2020, General Resolution SBP-RG-0001-2020
Circular 54-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. General Resolution SBP-RG-0001-2020
Circular 53-2020. Preventive measures for Covid-19 (coronavirus). Suspension of procedural and administrative deadlines. General Resolution SBP-RG-0001-2020
Circular 51-2020. Rule 2-2020
Circular 40-2020.Reporting to the Superintendency of Banks. Financial Statements. OFAC List Certification. Compliance Officer notification.
Circular 39-2020. Reporting to the Superintendency of Banks. Financial Statements. OFAC List Certification. Compliance Officer notification.
Circular 38-2020. Reporting to the Superintendency of Banks. Financial Statements. OFAC List Certification. Compliance Officer notification.
Circular 37-2020. Report on Future Capital Needs (Article 16 of Rule 1-2015). Guide to prepare the Report on Future Capital Needs. Report on Future Capital Needs
Circular 36-2020. Board of Directors’ General Resolution SBP-GJD-PSO-0003-2020
Circular 32-2020. Customer’s freedom in contracting insurance policies.
Circular 31-2020. Board of directors’ general resolution SBP-GJD-PSO-0002-2020. REMDI.
Circular 30-2020. Board of directors’ general resolution SBP-GJD-PSO-0002-2020. CACAM.
Circular 29-2020. Board of directors’ general resolution SBP-GJD-PSO-0001-2020
Circular 28-2020. Board of directors’ general resolution SBP-GJD-PSO-0001-2020
Circular 27-2020. Board of directors’ general resolution SBP-GJD-PSO-0001-2020
Circular 26-2020. Board of directors’ general resolution SBP-GJD-PSO-0001-2020
Circular 25-2020. Board of directors’ general resolution SBP-GJD-PSO-0001-2020
Circular 24-2020. Board of directors’ general resolution SBP-GJD-PSO-0001-2020
Circular 23-2020. Board of directors’ general resolution SBP-GJD-0001-2020
Circular 22-2020. Board of Directors’ General Resolution SBP-GJD-0001-2020
Circular 20-2020. New accounting atom (AT21)
Circular 18-2020. Rule 1-2020
Circular 16-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 15-2020. Update of Appendix 2 – Foreign and Domestic Remittance Operations. Instructions. Table.
Circular 14-2020. Temporary schedule. Business and customer service schedule. Superintendency of Banks.
Circular 2-2020. Table on Information of Financial Relationship Type (BAN19)
Circular 001 (2020). 2020 Calendar for the submission of the FECI report
Circulars 2019
Circular
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Circular CF-L60-18-No.002-2019. Law 60-2018 which amends Law 29-1992. Restoration of “Colon Puerto Libre” (Colón Duty Free Area)
Circular CFL 3-85-No.005-2019. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017 and 94/2019)
Circular CF-DL9-97-No.005-2019. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 122 (2019). Clarification of Article 17 of Rule 10-2015 .
Circular 121 (2019). Rule 14-2019
Circular 120 (2019). General Resolution SBP-RG-0192-2019 (Article 28 of Rule 11-2018)
Circular 119 (2019). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 118 (2019). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 117 (2019). Rule 13-2019
Circular 116 (2019). Rule 13-2019
Circular 115 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 114 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 113 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 112 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 111 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 110 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 109 (2019). Updated self-assessment questionnaire for Banks on the prevention of money laundering, the financing of terrorism and the financing of the proliferation of weapons of mass destruction
Circular 108 (2019). Compulsory liquidation of Allbank Corp. (Articles 154 and following articles of the Banking Law
Circular 107 (2019). Rule 12-2019
Circular 106 (2019). Amendment of Law 4 dated 17 May 1994 whereby the preferential interest rate regime for the agriculture sector is established and the measures that foment it are prescribed
Circular 105 (2019). General Resolution SBP-RG-0191-2019
Circular 104 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 103 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 102 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 101 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 100 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 99 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 98 (2019). Guidelines for the implementation of the risk-based approach by the banking sector
Circular 97 (2019). Rule 11-2019
Circular 96 (2019). Extension. Seizure of Administrative and Operating Control of Allbank Corp. (Article 131 and following articles of the Banking Law)
CIRCULAR CF-L60-18 N° 001-2019. Law 60-2018 which amends Law 29-1992. Restoration of “Colón Puerto Libre” (Colón Duty Free Area)
Circular CFL 3-85-No.004-2019. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, 66/2017, and 94/2019)
Circular CF-DL9-97-No.004-2019. Law 136-2013 Restoration of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 93 (2019). Rule 10-2019
Circular 92 (2019). Rule 9-2019
Circular 91 (2019). Participation of Women on Boards of Directors
Circular 90 (2019). Participation of Women on Boards of Directors
Circular 89 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 88 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 87 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 86 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 85 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 84 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 83 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 82 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 81 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 80 (2019). Registration of Panamanians born abroad (Letter N° 139/DNRC dated August 29, 2019 issued by the Electoral Court)
Circular 79 (2019). Seizure of administrative and operating control of Allbank Corp. (Article 131 and following articles of the Banking Law
Circular 78 (2019). Issuance of Rule 8-2019
Circular 67 (2019). Submittal of information. Judicial Order SOJP N° 11706-2019 dated 12 June 2019
Circular CFL 3-85-No.003-2019. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, 6/2013, and 66/2017)
Circular CF-DL9-97-No.003-2019. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circular 65 (2019). Rule 7-2019
Circular 64 (2019). Rule 7-2019
Circular 63 (2019). Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days.
Circular 62 (2019). Rule 4-2010
Circular 61 (2019). Rule 6-2019
Circular 60 (2019). Amendment of Law 80 dated 8 November 2012 prescribing incentive rules for tourism in Panama (FECI Regime)
Circular 59 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 58 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 57 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 56 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 55 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 54 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 53 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 52 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 51 (2019). Documents adopted by the UAF by means of Administrative Resolution 5-2019 – Guidelines and Manuals.
Circular 50 (2019). Rule 5-2019
Circular 49 (2019). Rule 5-2019
Circular 48 (2019). Rule 4-2019
Circular 47 (2019). Rule 3-2019
Circular 46 (2019). Rule 2-2019
Circular 45 (2019). Rule 2-2019
Circular 44 (2019). Other Financial Reporting Entities AML Rule 1-2019
Circular 43 (2019). Other Financial Reporting Entities AML Rule 1-2019
Circular 42 (2019). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular CFL 3-85-No.002-2019. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, 6/2013, and 66/2017)
Circular CF-DL9-97-No.002-2019. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circular 41 (2019). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 40 (2019). Rule 1-2019 FINAN
Circular 39 (2019). Rule 1-2019 SAPRE
Circular 38 (2019). Rule 1-2019 LEASING
Circular 37 (2019). Rule 1-2019 Factoring
Circular 36 (2019). Rule 1-2019 BHN
Circular 35 (2019). Rule 1-2019 BDA
Circular 34 (2019). Rule 1-2019 FID
Circular 33 (2019). Rule 1-2019
Circular 27 (2019). Correction of Circular SBP-DPC-FACT-0118-2018 on the New Reporting System for the submittal of information: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 26 (2019). Correction of Circular SBP-DPC-FINAN-0117-2018 on the New Reporting System for the submittal of information: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 25 (2019). Correction of Circular SBP-DPC-LSN-0119-2018 on the New Reporting System for the submittal of information: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 24 (2019). Appointment of Compliance Officer - REMDI Compliance Officer Notification
Circular 23 (2019). Appointment of Compliance Officer - CACAM Compliance Officer Notification
Circular 22 (2019). Compilation of Circulars SBP-PDC-REMDI-0012-2019 and SBP-DPC-REMDI-0015-2019 on the New Reporting System: Reporting Entity Digital Information Transfer System (TIDSO)
target="_blank">Format 1 and Format 2
Circular 20 (2019). Temporary Schedule. Business and customer service Schedule during World Youth Day. Trust Business
Circular 19 (2019). Temporary schedule. Business and customer service Schedule. Superintendency of Banks.
Circular 18 (2019). Other financial reporting entities AML Resolution 1-2018 - FACT
Circular 17 (2019). Limitaiton on payments on debentures due within one hundred and eighty-six (196) calendar days.
Circular 16 (2019). New Reporting System: Reporting Entity Digital Information Transfer System (TIDSO). - CACAM
Circular 15 (2019). New Reporting System: Reporting Entity Digital Information Transfer System (TIDSO). - REMDI
Circular 14 (2019). Temporary schedule. Business and customer service schedule during World Youth Day. Trust Business.
Circular 13 (2019). Requirements for information to be submitted to the Superintendency of Banks.- CACAM Format 1 and
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Circular 11 (2019). Temporary schedule. Business and customer service schedule during World Youth Day.
Circular CFL 3-85-No.001-2019. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, 6/2013, and 66/2017)
Circular CF-DL9-97-No.001-2019. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circular 8 (2019). General Trust Resolution SBP-FID-00036-2018.
Circular 7 (2019). Other Financial Reporting Entities AML Resolution 2-2018 - BDA
Circular 6 (2019). Other Financial reporting entities AML Resolution 1-2018 - BDA
Circular 5 (2019). Other Financial reporting entities AML Resolution 1-2018 - BHN
Circular 4 (2019). Other Financial reporting entities AML Resolution 1-2018 - CACAM
Circular 3 (2019). Other Financial reporting entities AML Resolution 1-2018 - FINAN
Circular 2 (2019). Other Financial reporting entities AML Resolution 1-2018 - LEASING
Circular 1 (2019). Other Financial reporting entities AML Resolution 1-2018 - SAPRE
Circulars 2018
Circular
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Circular 125 (2018). General resolution SBP-RG-0003-2018/Information Requirement. Rule 2-2018
Circular 123 (2018). Audited financial statements and interim financial statements. Circulars SBP-DPC-LSN-0184-2015, SBP-DPC-LSN-0093-2016 and SBP-DPC-LSN-0004-2017
Circular 122 (2018). Audited financial statements and interim financial statements. Circulars SBP-DPC-FINAN-0182-2015, SBP-DPC-FINAN-0094-2016 and SBP-DPC-FINAN-0005-2017
Circular 121 (2018). Audited financial statements and interim financial statements. Circulars SBP-DPC-FACT-0183-2015, SBP-DPC-FACT-0095-2016 and SBP-DPC-FACT-0006-2017
Circular 120 (2018). Other financial reporting entities AML Rule 5-2018
Circular 119 (2018). New reporting system: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 118 (2018). New reporting system: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 117 (2018). New reporting system: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 116 (2018). New reporting system: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 115 (2018). New reporting system: Reporting Entity Digital Information Transfer System (TIDSO)
Circular 114 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust
Circular 113 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 112 (2018). 2019 Banco Nacional de Panamá Clearinghouse Calendar
Circular 111 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust
Circular 110 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 109 (2018). Rule 13-2018
Circular 108 (2018). Rule 13-2018
Circular 107 (2018). Self-assessment questionnaire on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction leasing companies. Circular SBP-DPC-LSN-0093-2018
Circular 106 (2018). Self-assessment questionnaire on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction finance companies. Circular SBP-DPC-FINAN-0092-2018
Circular 105 (2018). Self-assessment questionnaire on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction for factoring companies. Circular SBP-DPC-FACT-0091-2018
Circular 104 (2018). Self-assessment questionnaire on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction for money service businesses. Circular SBP-DPC-REMDI-0090-2018
Circular 103 (2018). Self-assessment questionnaire on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction for exchange bureaus. Circular SBP-DPC-CACAM-0089-2018
Circular 102 (2018). Resolution 33-2018 by means of which the Guidelines and Compendia on Countering the Financing of Terrorism are adopted
Circular 101 (2018). Resolution 33-2018 by means of which the Guidelines and Compendia on Countering the Financing of Terrorism are adopted
Circular 100 (2018). Resolution 33-2018 by means of which the Guidelines and Compendia on Countering the Financing of Terrorism are adopted
Circular 099 (2018). Self-assessment questionnaire for banks on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction
Circular 098 (2018). Self-assessment questionnaire for trust companies on the prevention of money laundering, the financing of terrorism and financing the proliferation of weapons of mass destruction
Circular 097 (2018). Other Financial Reporting Entities AML Rule 4-2018 dated 23 October 2018
Circular 096 (2018). Rule 12-2018
Circular 095 (2018).Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust Company
Circular 094 (2018).Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular CFL 3-85-No.004-2018. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 65/2003, 29/2008, 28/2012, 63/2013, and 66/2017)
Circular CF-DL9-97-No.004-2018. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 093 (2018). Self-assessment questionnaire on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 092 (2018). Self-assessment questionnaire on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 091 (2018). Self-assessment questionnaire on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 090 (2018). Self-assessment questionnaire on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 089 (2018). Self-assessment questionnaire on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 088 (2018). Rule 11-2018
Circular 087 (2018). Rule 10-2018
Circular 086 (2018). Rule 10-2018
Circular 085 (2018). Rule 02-2018
Circular 084 (2018).Other financial reporting entities AML Rule 01-2018
Circular 083 (2018).Other Reporting Entities AML Rule 3-2018 BDA
Circular 082 (2018).Other Reporting Entities AML Rule 3-2018 BHN
Circular 081 (2018).Other Reporting Entities AML Rule 3-2018 CACAM
Circular 080 (2018).Other Reporting Entities AML Rule 3-2018 FINAN
Circular 079 (2018).Other Reporting Entities AML Rule 3-2018 FACT
Circular 078 (2018).Other Reporting Entities AML Rule 3-2018 LSN
Circular 077 (2018).Other Reporting Entities AML Rule 3-2018 REMDI
Circular 076 (2018).Other Reporting Entities AML Rule 3-2018 SAPRE
Circular 075 (2018). Information on the identification of risk factors. Article 40 of Law 23. PF01, PF02 and Risk Factor Structure.
Circular 074 (2018). Information on the identification of risk factors. Article 40 of Law 23. PB01, PB02 and Risk Factor Structure.
Circular 071 (2018). Issuance of Executive Decree 241-A dated 11 July 2018 regulating Law 56
Circular 070 (2018). Issuance of Executive Decree 241-A dated 11 July 2018 regulating Law 56
Circular 069 (2018). Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days
Circular 068 (2018). Deloitte, Inc. Press Release. Financial Statements of a Holding Company and its Subsidiaries
Circular 067 (2018). Deloitte, Inc. Press Release. Financial Statements of a Holding Company and its Subsidiaries
Circular 066 (2018). Trust Rule 1-2018
Circular 065 (2018). Trust Rule 1-2018
Circular CFL 3-85-No.003-2018. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 65/2003, 29/2008, 28/2012, 63/2013, and 66/2017)
Circular CF-DL9-97-No.003-2018. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 064 (2018). Rule 9-2018
Circular 063 (2018). Submittal of information. Austrobank Overseas (Panamá), S.A. Counterfeit checks
Circular 062 (2018). Rule 8-2018
Circular 061 (2018). Rule 7-2018
Circular 060 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 059 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trust company
Circular 058 (2018). Rule 6-2018
Circular 057 (2018). Rule 6-2018
Circular 055 (2018). Rule 5-2018
Circular 054 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 053 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 052 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 051 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 050 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 049 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 048 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 047 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 046 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 045 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 044 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 043 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 042 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 041 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 040 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 039 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 038 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 037 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular 036 (2018). Rule 4-2018
Circular 035 (2018). Resolution 2-2018 whereby the List of High-Risk Individuals is published
Circular 034 (2018). Resolution 1-2018 whereby the List of High-Risk Individuals is published
Circular CFL 3-85-No.002-2018. Residential mortgage loan (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, 63/2013, and 66/2017)
Circular CF-DL9-97-No.002-2018. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 033 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 032 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 029 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 028 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 027 (2018). Technical Accounting Board of the Ministry of Commerce and Industries informs on the Certified Public Accountant ID Card - Letter
Circular 025 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 024 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks
Circular 023 (2018). Law 56 dated 11 July 2017.
Circular 022 (2018). Law 56 dated 11 July 2017.
Circular 021 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Trusts Companies.
Circular 020 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks - Banks.
Circular 019 (2018). Rule 3-2018
Circular 018 (2018). Rule 2-2018
Circular 012 (2018). Reference form for Affidavits for individuals and legal entities - Financial Companies
Circular 011 (2018). Reference form for Affidavits for individuals and legal entities - Trust Companies
Circular 010 (2018). Reference form for Affidavits for individuals and legal entities - Financial Companies
Circular 007 (2018). Rule 1-2018
Circular 006 (2018). Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days
Circular 005 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks. -Trust Companies
Circular 004 (2018). Temporary business schedule. Business and customer service schedule. Superintendency of Banks. - Banks
Circular CFL 3-85-No.001-2018. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, 6/2013, and 66/2017)
Circular CF-DL9-97-No.001-2018. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circular 003 (2018). Rule 11-2017.
Circular 001 (2018). 2018 Calendar for the Submission of the FECI Report.
Circulars 2017
Circular
Download
Circular 140 (2017). Rule 7-2017
Circular 139 (2017). Temporary Schedule. Business and customer service hours. Superintendency of Banks of Panama. (Executive Decree 514 dated 6 December 2017)
Circular 138 (2017). Temporary Schedule. Business and customer service hours. Superintendency of Banks of Panama. (Executive Decree 514 dated 6 December 2017)
Circular 137 (2017). Submittal of information through the ITBANK System in observance of the Mother’s Day, Christmas and New Year’s Holidays
Circular 136 (2017). Rule 10-2017
Circular 135 (2017). Rule 10-2017
Circular 134 (2017). Rule 10-2017
Circular 133 (2017). Rule 10-2017
Circular 132 (2017). Rule 10-2017
Circular 131 (2017). Rule 10-2017
Circular 130 (2017). Rule 10-2017
Circular 129 (2017). Rule 10-2017
Circular 128 (2017). Rule 10-2017
Circular 127 (2017). Rule 9-2017
Circular 125 (2017). Information required on E-Banking (BAN08) in accordance with Article 20, Rule 6-2011
Circular 124 (2017). Submittal of information through the ITBANK System in observance of the National Holidays
Circular 123 (2017). Modified business hours. Business and customer service schedule. Superintendency of Banks
Circular 122 (2017). Modified business hours. Business and customer service schedule. Superintendency of Banks
Circular 121 (2017). Extension and subsequent Lifting of the Process of Reorganization of BALBOA BANK & TRUST, CORP. (Articles 142 and 153 of the Banking Law)
Circular 120 (2017). Extension and subsequent Lifting of the Process of Reorganization of BALBOA BANK & TRUST, CORP. (Articles 142 and 153 of the Banking Law)
Circular 119 (2017). Rule 8-2017
Circular 118 (2017). Rule 8-2017
Circular 117 (2017). Rule 8-2017
Circular 116 (2017). Rule 8-2017
Circular 115 (2017). Rule 8-2017
Circular 114 (2017). Temporary Schedule. Business and customer service hours. Superintendency of Banks
Circular CFL 3-85-No.004-2017. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, and 65/2013)
Circular CF-DL9-97-No.004-2017. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City's Old Quarter (Casco Viejo) Historic Monument Site
Circular 113 (2017). Rule 8-2017
Circular 112 (2017). Rule 8-2017
Circular 111 (2017). Rule 8-2017
Circular 110 (2017). Rule 8-2017
Circular 109 (2017). Trust Rule 2-2017
Circular 108 (2017). Trust Rule 1-2017 dated 11 July 2017
Circular 107 (2017). Trust Rule 1-2017 dated 11 July 2017
Circular 106 (2017). Resolution 2371 (2017)
Circular 105 (2017). Resolution 2371 (2017)
Circular 104 (2017). Resolution 2371 (2017)
Circular 103 (2017). Resolution 2371 (2017)
Circular 102 (2017). Resolution 2371 (2017)
Circular 101 (2017). FATF Public Statement – 23/JUN/2017 Democratic People's Republic of Korea / Iran
Circular 100 (2017). FATF Public Statement – 23/JUN/2017 Democratic People's Republic of Korea / Iran
Circular 099 (2017). FATF Public Statement – 23/JUN/2017 Democratic People's Republic of Korea / Iran
Circular 098 (2017). FATF Public Statement – 23/JUN/2017 Democratic People's Republic of Korea / Iran
Circular 097 (2017). FATF Public Statement – 23/JUN/2017 Democratic People's Republic of Korea / Iran
Circular 096 (2017). General Resolution SBP-RG-0003-2017
Circular 095 (2017). General Resolution SBP-RG-0003-2017
Circular 094 (2017). General Resolution SBP-RG-0003-2017
Circular 093 (2017). Submission of information. Checks in circulation drawn on a “sequestered” account. Banco Aliado, S.A.
Circular 092 (2017). Submittal of financial information from trust companies Balance Sheet and Income Statement
Circular 90. Rule 7-2017
Circular 89. Update of E-Banking BAN08 Table SB80 (Code Catalog) – Rule 6-2011
Circular 88. Presentation of the fourth edition of the Book “Normativa bancaria 1998 – 2017” and the third edition of the "Guidelines on the Responsibilities of the Board of Directors of Banks and Bank Holding Companies"
Circular 87. Presentation of the fourth edition of the Book “Normativa bancaria 1998 – 2017” and the third edition of the "Guidelines on the Responsibilities of the Board of Directors of Banks and Bank Holding Companies"
Circular 85. Trust Rule 1-2017 Trusts Bussiness
Circular 84. Trust Rule 1-2017 - Banks
Circular 83. SCA/4/17 (12)– Democratic People's Republic of Korea “List of designated vessels”
Circular 82. SCA/4/17 (12)– Democratic People's Republic of Korea “List of designated vessels”
Circular 81. SCA/4/17 (12)– Democratic People's Republic of Korea “List of designated vessels”
Circular 80. SCA/4/17 (12)– Democratic People's Republic of Korea “List of designated vessels”
Circular 79. SCA/4/17 (12)– Democratic People's Republic of Korea “List of designated vessels”
Circular 78. Rule 6-2017
CFL 3-85 No. 003-2017. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, and 65/2013)
CF-DL9-97 No. 003-2017. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City's Old Quarter (Casco Viejo) Historic Monument Site
Circular 075 (2017). Interpretation Opinion of the FECI Commission on “Foreign Loans”
Circular 74. New Trust Atoms on Rights (AF07) and Liabilities (AF08). FD07 - Rights , FD08 - Liabilities (Rule 4-2014)
Circular 73. Rule 5-2017
Circular 67. Law 21 dated 10 May 2017. Rules for the regulation and supervision of trust companies and the trust business and other provisions are prescribed. (Amendments of Law 23 of 2015)
Circular 66. Extension of the reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law).
Circular 65. Extension of the reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law).
Circular 64. New process on the UAFENLINEA platform for the United Nations Security Council Lists.
Circular 63. New process on the UAFENLINEA platform for the United Nations Security Council Lists.
Circular 62. New process on the UAFENLINEA platform for the United Nations Security Council Lists.
Circular 61. New process on the UAFENLINEA platform for the United Nations Security Council Lists.
Circular 60. New process on the UAFENLINEA platform for the United Nations Security Council Lists.
Circular 59. Rule 4-2017
Circular 58. Rule 3-2017
Circular 57. Rule 3-2017
Circular 56. Rule 3-2017
Circular 55. Rule 3-2017
Circular 54. Rule 3-2017
Circular 53. Extension of the reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law) - Trust Company
Circular 52. Extension of the reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law) - Banks
Circular 50. Rule 2-2017
Circular 49. Extension of the Reorganization of BALBOA BANK & TRUST, CORP. (Article 142 and following articles of the Banking Law)
Circular 48. COMPULSORY LIQUIDATION of FPB BANK, INC. (Article 154 and following articles of the Banking Law)
Circular 47. National Strategy for Combatting Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 46. National Strategy for Combatting Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 45. National Strategy for Combatting Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 44. National Strategy for Combatting Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 43. National Strategy for Combatting Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction
Circular 41. Submittal of information through the ITBANK System in observance of the Holy Week and International Labor Day Holidays
Circular 40. Temporary Schedule. Business and customer service hours. Superintendency of Banks of Panama - Trust Company
CF-DL9-97 No. 002-2017. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City's Old Quarter (Casco Viejo) Historic Monument Site
CFL 3-85 No. 002-2017. Residential mortgage loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, and 65/2013)
Circular 39. Temporary Schedule. Business and customer service hours. Superintendency of Banks of Panama
Circular 38. EXTENSION. Seizure of Administrative and Operating Control of FPB Bank, Inc. (Article 133 of the Banking Law)
Circular 37. EXTENSION. Seizure of Administrative and Operating Control of FPB Bank, Inc. (Article 133 of the Banking Law)
Circular 036 Information requirement on the Identification of Risk Factors. article 40, Law 23 - Factoring Form and Instructions Manual
Circular 035 Information requirement on the Identification of Risk Factors. article 40, Law 23 - Leasing Form and Instructions Manual
Circular 034 Information requirement on the Identification of Risk Factors. article 40, Law 23 - Financial Companies Form and Instructions Manual
Circular 033 Information requirement on the Identification of Risk Factors. article 40, Law 23 - Trust Company Form and Instructions Manual
Circular 028 Information requirement on the Identification of Risk Factors. article 40, Law 23 - BanksForm and Instructions Manual
Circular 27. General Resolution SBP-RG-0001-2017
Circular 25. Rule 1-2017
Circular 24. Rule 1-2017
Circular 23. Seizure of administrative and operating control of FPB BANK, INC. (Article 131 and following articles of the Banking Law). Resolution No. 22-2017
Circular 16. Seizure of administrative and operating control of FPB BANK, INC. (Articles 131 and following articles of the Banking Law) Resolution No. 22-2017
Circular 13. Ministry of Environment (MiAmbiente) informs on complaint filed with the Public Ministry. Land Titling. Government public property
Circular 12. Temporary business hours. Business and customer service schedule. Superintendency of Banks
Circular 11. Compulsory administrative liquidation of BANCA PRIVADA D'ANDORRA (PANAMÁ), S.A. (Articles 154 and following articles of the Banking Law)
Circular 10. Extension of the Reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law)
Circular 09. Limitation on payments on debentures due within one hundred and eighty-six (186) calendar days
Circular 08. Requirement for information on the Compliance Manual and Program and the Manual adopting the Methodology for Classification of Customer Risk
Circular 07. Requirement for information on the Compliance Manual and Program and the Manual adopting the Methodology for Classification of Customer Risk
Circular 06. Audited financial statements and Interim financial statements. Circular SBP-DPC-FACT-0183-2015 and Circular SBP-DPC-FACT-0095-2016
Circular 05. Audited financial statements and Interim financial statements. Circular SBP-DPC-FINAN-0182-2015 and Circular SBP-DPC-FINAN-0094-2016
Circular 04. Audited financial statements and Interim financial statements. Circular SBP-DPC-LSN-0184-2015 and Circular SBP-DPC-LSN-0093-2016
CF-DL9-97 No. 001-2017. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City's Old Quarter (Casco Viejo) Historic Monument Site
Circulars 2016
Circular
Download
Circular 137. FECI Report Calendar for 2017
Circular 135. Submittal of information through the ITBANK system due to Christmas and New Year’s Holidays
Circular 134. Rule 8-2016
Circular 132. Temporary schedule. Business and customer service hours. Superintendency of Banks of Panama. (Executive Decree 515 dated 1 December 2016)
Circular 131. Temporary schedule. Business and customer service hours. Superintendency of Banks of Panama. (Executive Decree 515 dated 1 December 2016)
Circular 127. Extension of the Reorganization of BALBOA BANK & TRUST, CORP. (Article 142 of the Banking Law)
Circular 117. Temporary business schedule. Business and customer service hours. Superintendency of Banks
Circular 113. SBP-DPC-FID-0099-2015 Trust Company Activities Form SB-SCF-1, Instructions to fill out Form SB-SCF-1
Circular 112. Rule 7-2016
Circular 111. Extension of the Reorganization of BANCA PRIVADA D'ANDORRA (PANAMÁ), S.A. (Article 142 of the Banking Law)
Circular 110. Rule 6-2016
Circular 109. Rule 6-2016
Circular 108. Rule 6-2016
Circular 107. Rule 6-2016
Circular 106. Rule 6-2016
Circular CFL 3-85-No. 004-2016. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99,50/99,65/2003, 29/2008, 28/2012, and 65/2013
Circular CF-DL9-97 No. 004-2016. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 105. Submittal of information. Request made by the Caja de Ahorros
Circular 101. Submission of information. Unibank, S.A. Suspension of payment on checks – Closed account
Circular 98. Requirement for information on the Compliance Manual and Program. Article 133 of Rule 5-2015 and Circular N° SBP-DPC-FACT-0167-2015
Circular 97. Requirement for information on the Compliance Manual and Program. Article 13 of Rule 5-2015 and Circular N° SBP-DPC-FINAN-0169-2015
Circular 96. Requirement for information on the Compliance Manual and Program. Article 13 of Rule 5-2015 and Circular N° SBP-DPC-LSG-0168-2015
Circular 95. Audited Financial Statements and Quarterly Financial Statements. Circular N° SBP-DPC-FACT-0183-2015
Circular 94. Audited Financial Statements and Interim Quarterly Financial Statements. Circular N° SBP-DPC-FINAN-0182-2015
Circular 93. Audited Financial Statements and Interim Quarterly Financial Statements. Circular N° SBP-DPC-LSN-0184-2015
Circular 89. Submission of information. Bank of China Limited. Suspension of payment on checks – Closed account
Circular 85. S/RES/2270 (2016) dated 2 March 2016 Democratic People’s Republic of Korea (“The DPRK”)
Circular 80. Law 15 dated 31 May 2016, which amends Law 42 of 1999 on equal opportunity for people with disabilities
Circular 79. OFAC List Review Certification
Circular 78. OFAC List Review Certification
Circular 77. OFAC List Review Certification
Circular 76. OFAC List Review Certification
Circular CF-DL9-97-No.003-2016. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85-No.003-2016. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, and 65/2013)
Circular 73. Submission of information. Bank of China Limited. Suspension of payment on checks – Closed Account
Circular 71.Extension of the Reorganization of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A. (Article 142 of the Banking Law) and appointment of new Reorganizer
Circular 70.EXTENSION. Seizure of Administrative and Operating Control of BALBOA BANK & TRUST, CORP. (Article 131 and following articles of the Banking Law)
Circular 69. EXTENSION. Seizure of Administrative and Operating Control of BALBOA BANK & TRUST, CORP. (Article 131 and following articles of the Banking Law)
Circular 68. Extension of the Reorganization of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A. (Article 142 of the Banking Law and appointment of new Reorganizer)
Circular 67. Manual validation of "Provisional Notices of Operation". Request from the Ministry of Commerce and Industry. Resolution N° 23 dated 6 August 2015
Circular 65. Submission of information. Clarification sent by Multibank, Inc. Report of Fraudulent checks with Multibank, Inc.’s name and logo (Circular SBP-DJ-0062-2016)
Circular 64. OFAC List Certification
Circular 63. Rule 5-2016
Circular 62. Submission of information. Multibank, Inc. Fraudulent checks with Multibank, Inc.’s name and logo
Circular 60. Submission of information. Bank of China Limited. Suspension of payment on checks – Closed Accounts
Circular 49. Interpretation Opinion of the FECI Commission on “Financing for the purchase of shares”
Circular 48.Interpretation criterion of the FECI Commission on “Financial Factoring”
Circular 47. Interpretation Opinion of the FECI Commission on “Compensation”
CF-DL9-97 No. 002-2016. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
CFL 3-85 No. 002-2016. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012, and 65/2013).
Circular 45. Presentation of the Conference: “Effective Risk Governance: Benefits, Challenges, and Success Factors”
Circular 44. Submission of information. Stole checkbook. Banco Prival, S.A. (Spanish) or Prival Bank, S.A. (English)
Circular 43. Rule 4-2016
Circular 42. Rule 3-2016
Circular 41. Rule 1-2016
Circular 38. Temporary business schedule. Business and customer service hours. Superintendency of Banks
Circular 37. Temporary business schedule. Business and customer service hours. Superintendency of Banks
Circular 36. Lifting of the Order of Reorganization imposed on BANCO UNIVERSAL, S.A. (Article 153 of the Banking Law)
Circular 35. Lifting of the Order of Reorganization imposed on BANCO UNIVERSAL, S.A. (Article 153 of the Banking Law)
Circular 34. Rule 2-2016
Circular 28. Submission of information. MULTIBANK, INC. Fraudulent checks with Multi Credit Bank’s name and logo
Circular 25. Submission of information. Suspension of payment on checks – Closed Accounts. Bank of China Limited
Circular 24. Extension of the period of Reorganization of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A. (Article 142 of the Banking Law)
Circular 23. Submission of information. Suspension of payment on checks – Closed Accounts. Bank of China Limited
Circular 22. Rule 1-2016
Circular 21. Extension of the period of Reorganization of BANCO UNIVERSAL, S.A. (Article 142 of the Banking Law)
Circular 20. Temporary business schedule. Business and customer service hours. Superintendency of Banks
Circular 18. Submission of information. Suspension of payment on checks – Closed accounts. Bank of China Limited
Circular 14. Temporary business schedule. Business and customer service hours. Superintendency of Banks
Circular 07.Limitation on payments on debentures due within one hundred eighty-six (186) calendar days
CF-DL9-97 No. 001-2016. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circulars 2015
Circular
Download
Circular 201. 2016 Calendar for the Submission of the FECI Report.
Circular 195. Rule 13-2015
Circular 193.Requirement for Information on the Compliance, Manual and Program and the Manual adopting the Methodology for the classification of customer risk
Circular 189. Temporary business schedule. Business and customer service hours. Superintendency of Banks.
Circular 188. Temporary business schedule. Business and customer service hours. Superintendency of Banks.
Circular 185. Submission of information. Fraudulent E-mail related to a client of Towerbank International, Inc.
Circular 173. Extension of the period of Reorganization of BANCO UNIVERSAL, S.A. (Article 142 of the Banking Law).
Circular 166. The UAF will be sending all regulated entities the list published by the United Nations Security Council containing the names of persons and entities subject to an assets freeze, travel ban and arms embargo.
Circular 165. The UAF will be sending all regulated entities the list published by the United Nations Security Council containing the names of persons and entities subject to an assets freeze, travel ban and arms embargo.
Circular 164. The UAF will be sending all regulated entities the list published by the United Nations Security Council containing the names of persons and entities subject to an assets freeze, travel ban and arms embargo.
Circular 163. The UAF will be sending all regulated entities the list published by the United Nations Security Council containing the names of persons and entities subject to an assets freeze, travel ban and arms embargo.
Circular 162. The UAF will be sending all regulated entities the list published by the United Nations Security Council containing the names of persons and entities subject to an assets freeze, travel ban and arms embargo.
Circular 161. Requirement for Information on Compliance Manual and Program. Art. 20, paragraph 1, Art. 30 and 32 of Law 23-2015.
Circular 155. Requirements in Law 47 of 2013, amended by Law 18 dated 23 April 2015, that adopts the custody regime for bearer shares.
Circular 154. Requirements in Law 47 of 2013, amended by Law 18 dated 23 April 2015, that adopts the custody regime for bearer shares.
Circular 153. Requirements in Law 47 of 2013, amended by Law 18 dated 23 April 2015, that adopts the custody regime for bearer shares.
Circular 152. Requirements in Law 47 of 2013, amended by Law 18 dated 23 April 2015, that adopts the custody regime for bearer shares.
Circular 151. Requirements in Law 47 of 2013, amended by Law 18 dated 23 April 2015, that adopts the custody regime for bearer shares.
Circular CF-DL9-97-No.004-2015. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circular CFL 3-85-No.004-2015. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, 28/2012 and 65/2013).
Circular 123. SCA/2/15(20) – List of Al-Qaeda Sanctions dated July 20, 2015 advising one name has been removed
Circular 122. SCA/2/15(20) – List of Al-Qaeda Sanctions dated July 20, 2015 advising one name has been removed
Circular 117. Rule 9-2015 dated 27 July 2015 on the "Disciplinary Administrative Proceedings applicable to Regulated Entities for possible violations of the provisions on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction."
Circular 116. Rule 9-2015 dated 27 July 2015 on the "Disciplinary Administrative Proceedings applicable to Regulated Entities for possible violations of the provisions on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction."
Circular 115. Rule 9-2015 dated 27 July 2015 on the "Disciplinary Administrative Proceedings applicable to Regulated Entities for possible violations of the provisions on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction."
Circular 113. Rule 9-2015 dated 27 July 2015 on the "Disciplinary Administrative Proceedings applicable to Regulated Entities for possible violations of the provisions on the Prevention of Money Laundering, the Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction."
Circular 114. Rule 9-2015
Circular 98. Rule 5-2015
Circular 97. Rule 5-2015
Circular 96. Rule 5-2015
Circular 92. Warning. Forged Communiqué in English with the Superintendency’s letterhead and Superintendent’s name
Circular 91. Rule 8-2015
Circular 90. Warning. Forged circular with the Superintendency’s letterhead and the Superintendent’s name
Circular 89. Warning. Forged circular with the Superintendency’s letterhead and the Superintendent’s name
Circular 88. Rule 5-2015
Circular 87. Rule 7-2015
Circular 86. Rule 6-2015
Circular 85. Submittal of Suspicious Transaction Reports and Cash and Quasi-cash Transaction Reports
Circular 84. Submittal of Suspicious Transaction Reports and Cash and Quasi-cash Transaction Reports
Circular 82. Submittal of information. Checks in circulation drawn on a closed account. Unibank, S.A.
Circular CFL 3-85-No.003-2015. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2008, 29/2008, 28/2012 and 65/2013)
Circular CF-DL9-97-No.003-2015. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular 78. Rule 5-2015
Circular 76. Board of Directors’ General Resolution SBP-GJD-0002-2015
Circular 71. Rule 4-2015
Circular 61. E-mail dated April 14, 2015 Changes to the Consolidated List of Sanctions issued by the United Nations Security Council
Circular 60. E-mail dated April 14, 2015 Changes to the Consolidated List of Sanctions issued by the United Nations Security Council
Circular 46. Extension of the Seizure of Administrative and Operating Control of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A.
Circular 41. Rule 3-2015
Circular CF-DL9-97 No. 002-2015. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CFL 3-85 No. 002-2015. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circular 35. Administrative Resolution AL-01-2015 Warning Signs Manual, Suspicious Operations Report From and Quality Guidelines for the Suspicious Operations Report
Circular 34. Administrative Resolution AL-01-2015 Warning Signs Manual, Suspicious Operations Report From and Quality Guidelines for the Suspicious Operations Report
Circular 32. Seizure of Administrative and Operating Control of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A.
Circular 29. Seizure of Administrative and Operating Control of BANCA PRIVADA D’ANDORRA (PANAMÁ), S.A.
Circular 19. Rule 1-2015
Circular 17. Ruling dated 11 June 2014 issued by the Supreme Court of Justice (SCJ). Clarification of Judgment (Resolution issued by the SCJ dated 7 November 2014). Banking Regulatory and Supervisory Assessment Fee.
Circular 13. Temporary business schedule. Business and customer service hours, Superintendency of Banks of Panama. (Executive Decree 298 dated 2 May 2013 amended by Executive Decree 793 dated 19 September 2014 and Resolution SBP-001-2015 dated 20 January 2015)
Circular 02. Limitation on payments on debentures due within one hundred eighty-six (186) calendar days.
Circular CF-DL9-97-No. 001-2015 . That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circulars 2014
Circular
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Circular 156 (2014). New interest rate discount for agriculture loans qualified for the 0% interest program for the agriculture sector
Circular 149 (2014). Presentation of the "Guidelines on the Responsibilities of the Boards of Directors of Banks and Bank Holding Companies" and of the book "Normativa Bancaria 1998 – 2014"
Circular 125 (2014). Submittal of information. Circulation of forged Banco Panameño de la Vivienda, S.A. checks
Circular 124 (2014). Submittal of information. Unconstitutionality of Law No. 24 dated 8 April 2013 whereby the Government Revenue Authority was created. (Official Gazette No. 27633-A). Members of the FECI Commission.
Circular 118 (2014). Warning. Circulation of fraudulent e-mails requesting accountholder personal data
Circular 116 (2014). Warning. Circulation of a fraudulent e-mail using the SBP’s e-mail address and domain
Circular 111 (2014). Submittal of Information. Stolen checkbook. Banco Prival, S.A. (Spanish) or Prival Bank, S.A. (English)
Circular 110 (2014). Submittal of Information. Missing Cashier’s Check. ST. GEORGES BANK & COMPANY, INC.
Circular 103 (2014). Request for information. Prepaid interest Loans
Circular 99 (2014). Compulsory Liquidation of ES BANK (PANAMÁ), S.A. (Resolution SBP-0108-2014 dated 13 August 2014).
Circular 95 (2014). Limit on payments on debentures due within one hundred eighty-six (186) calendar days.
Circular 83 (2014). OFAC List. Due Diligence. Pedro Claver Mejía Salazar and others and their participation in Panamanian Corporations (Rule 12-2005)
Circular 73 (2014). Warning. Circulation of fraudulent E-mails ostensibly from the Ministry of Economy and Finance and banking regulation requesting bank account information from foreign clients
Circular 66 (2014). Amendment of Executive Decree 29 of 1996, which regulates the FECI Law. (Executive Decree 181 of 2014, published in Official Gazette 27524)
Circular 65 (2014). Articles 10 and 19 of Decree Law 29 of 1996, amended by Executive Decree 181 of 2014
Circular 64 (2014). Rule 2-2014
Circular 62 (2014). Reestablishment of regular business hours. Business and customer service schedule. Offices of the Superintendency of Banks
Circular 61 (2014). Reestablishment of regular business hours. Business and customer service schedule. Offices of the Superintendency of Banks
Circular 47 (2014). OFAC List. Due Diligence. Ignacio Eduardo Plata and others. Panamanian Corporations. (Rule 12-2005)
Circular 46 (2014). OFAC List. Due Diligence. Ignacio Eduardo Plata and others. Panamanian Corporations. (Rule 12-2005)
Circular 44 (2014). Temporary suspension of the BAN08 table Information Requirement on Electronic Banking
Circular 42 (2014). Intergovernmental Agreement (IGA) between the United States of America and the Republic of Panama
Circular 41 (2014). Intergovernmental Agreement (IGA) between the United States of America and the Republic of Panama
Circular CF-DL9-97-No. 004-2014. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site.
Circular CF-DL9-97-No. 002-2014. That updates the Tax Regime applicable to the Restoration and Enhancement of Panama City’s Old Quarter (Casco Viejo) Historic Monument Site
Circular CF-DL9-97-No. 001-2014. Whereby the tax regime applicable to the Restoration and Enhancement of Panama City’s Old Town (Casco Viejo) Historical Monument Site is updated
Circular 32 (2014). Temporary business and customer service schedule. Superintendency of Banks’ offices
Circular 31 (2014). Temporary business and customer service schedule. Superintendency of Banks’ offices
Circular 27 (2014). Rule 1-2014
Circular 26 (2014). Submittal of Information. Missing Cashier’s Check. MULTIBANK, INC.
Circular 11 (2014). Special Incentive Regime for Panama City’s Old Quarter (Casco Viejo) (Law 136 dated 31 December 2013)
Circular 03 (2014). New Regulatory Provision Accounts – Board of Directors’ General Resolution SBP-GJD-0003-2013
Circular 02 (2014). Warning. Forged letter with the letterhead of the SBP and the Superintendent’s signature
Circular CFL 3-85-No. 004-2014. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circular CFL 3-85-No. 002-2014. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circulars 2013
Circular
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Circular 130 (2013). St. GEORGES BANK & COMPANY, INC. Stop payment on checks drawn on a closed account
Circular 128 (2013). Banco Nacional de Panamá’s Clearing House Calendar for 2014
Circular 121 (2013). Submittal of AT11 Information through the ITBANK System due to the celebration of National Holidays
Circular 118 (2013). Submittal of Information. Missing Foreign Check. UNIBANK, S.A.
Circular 112 (2013). Request from BANCO PANAMÁ, S.A. Stop payment on checks drawn on a closed account
Circular 102 (2013). Rule 5-2013
Circular 101 (2013). Request from Banco Universal, S.A. Stop payment on checks drawn on a closed account
Circular 100 (2013). Submission of information. Bank of China Limited
Circular 97 (2013). Submission of information. Bank of China Limited
Circular 94 (2013). Telephone numbers for the Office of Banking Customer Service – Chiriqui branch office
Circular 93 Request from Banco Prival, S.A. (in Spanish) – Prival Bank (in English). Stop payment on checks drawn on a closed account
Circular 92 (2013). Submission of information. Stop payment on a missing BANCO BILBAO VIZCAYA ARGENTARIA (PANAMÁ), S.A. (BBVA) cashier’s check
Circular 91 (2013). FIDSYS Project – Loans Atom (AF05)
Circular 89 (2013). Submission of information. Stop payment on a ST. GEORGES BANK & COMPANY, INC. check
Circular 88 (2013). Board of Directors’ General Resolution SBP-GJD-0002-2013
CFL 3-85 No. 004-2013. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
CFL 3-85 No. 003-2013. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circular 80 (2013). Request from BANCO PANAMEÑO DE LA VIVIENDA, S.A. (BANVIVIENDA).
Stop payment on checks due to account closure.
Stop payment on checks due to account closure.
Circular 79 (2013). Request from METROBANK, S.A.
Stop payment on checks due to account closure.
Stop payment on checks due to account closure.
Circular 77 (2013). Request from THE BANK OF NOVA SCOTIA.
Stop payment on checks due to account closure.
Stop payment on checks due to account closure.
Circular 70 (2013). Rule 4-2013
Circular 68 (2013). Submittal of information.
Banco Nacional de Panamá
Banco Nacional de Panamá
Circular 67 (2013). General Resolution SBP-RG-0002-2013
Circular 65 (2013). Submission of information.
Stop payment on a Banco Davivienda (Panamá), S.A. check
Stop payment on a Banco Davivienda (Panamá), S.A. check
Circular 64 (2013). Submission of information.
Stop payment on a check. Banco Davivienda (Panamá), S.A.
Stop payment on a check. Banco Davivienda (Panamá), S.A.
Circular 63 (2013). Submission of information.
Stop payment on a certified check. ST. GEORGES BANK & COMPANY, INC.
Stop payment on a certified check. ST. GEORGES BANK & COMPANY, INC.
Circular 62 (2013). Loans granted to micro businesses registered with the Micro, Small and Medium Enterprise Authority (AMPYME)
Circular 60 (2013). Submission of information.
Stop payment on a cashier’s check. ST. GEORGES BANK & COMPANY, INC.
Stop payment on a cashier’s check. ST. GEORGES BANK & COMPANY, INC.
Circular 59 (2013). Rule 3-2013
Circular 58 (2013). Preferential Interest Rate
Circular 56 (2013). Financial Action Task Force’s (FATF) Communiqué on high-risk and non-cooperative jurisdictions with regard to strategies for combating money laundering and the financing of terrorism
Circular 55 (2013). Warning on the improper use of the Superintendent of Banks’ name and image by foreign journalists
Circular 53 (2013). Submission of information.
Stop payment on a cashier’s check. ST. GEORGES BANK & COMPANY, INC.
Stop payment on a cashier’s check. ST. GEORGES BANK & COMPANY, INC.
Circular SBP-DEF 002-2013. Loans for Casco Antiguo Revitalization (Decree-Law 9/1997 and Law 4/2002)
Circular SBP-DEF 002-2013. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008 and 28/2012)
Circular 51 (2013).
Submittal of information. Banco Nacional de Panamá
Submittal of information. Banco Nacional de Panamá
Circular 36 (2013). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 35 (2013). Temporary schedule. Business and customer service schedule. Superintendency of Banks
Circular 30 (2013). Submission of information. Stop payment on check. THE BANK OF NOVA SCOTIA (SCOTIABANK)
Circular 21 (2013). Submission of information. Stop payment on check. THE BANK OF NOVA SCOTIA
Circular 19 (2013). Rule 2-2013
Circular 18 (2013). Invitation – Breakfast Meeting. Presentation on the International Banking Center’s 2012 Performance
Circular 16 (2013). Temporary Schedule. Business and Customer Service Schedule. Superintendency of Banks
Circular 15 (2013). Temporary Schedule. Business and Customer Service Schedule. Superintendency of Banks
Circular 13 (2013). Appointment of a new Secretary General of the SBP. Recognition for Mr. Amauri A. Castillo’s work as Secretary General
Circular 12 (2013). Appointment of a new Secretary General of the SBP. Recognition for Mr. Amauri A. Castillo’s work as Secretary General
Circular 11 (2013). General Resolution SBP-RG-0001-2013
Circular 07 (2013). Communiqué from the Department of the Treasury on the removal of Mr. Francisco Javier Duque Correa from the OFAC List
Circular 03 (2013). Board of Directors’ General Resolution SBP-JD-0001-2013
CF-DL-9-97 – No. 001-2013. Loans for Casco Antiguo Revitalization (Decree-Law 9-1997 and Law 4/2002)
CFL 3-85 No. 003-2013. Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circular 02 (2013). Rule 001-2013
Circulars 2012
Circular
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Circular 117 (2012). Rule 006-2012
Circular 112 (2012). Description of (weekly) Legal Liquidity Atom accounts.
Circular 111 (2012). Communiqué from the Department of the Treasury on the removal of Mr. Francisco Javier Duque Correa from the OFAC List
Circular 109 (2012). Submission of information. Stop payment cashier’s check No. 003060239. BANCO BILBAO VIZCAYA ARGENTARIA (PANAMÁ), S.A.
Circular 103 (2012). Submission of information. BANCOLOMBIA (PANAMÁ), S.A. (False statement on Bank letter)
Circular 102 (2012). FIDSYS Project – Deposits and Investment Atoms (Securities)
Circular 99 (2012). Submission of information. Stop payment on BANCO NACIONAL DE PANAMÁ checks numbered 60603501 through 60604450
Circular 97 (2012). Submission of information. Stop payment on cashier’s checks issued by ST. GEORGES BANK & COMPANY, INC.
Circular 96 (2012). Rule 005-2012
Circular CF-DL9-97 4-2012 (2012). Loans for Casco Antiguo Restoration (Decree Law 9/1997 and Law 4/2002)
Circular CFL 3-85 4-2012 (2012). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circular 88 (2012). Entry into force of the amendment to the FECI Interpretation Criteria on Factoring Agreements
Circular 87 (2012). Amendment to the FECI System. Law 42 dated 7 August 2012 (General provisions on Maintenance/Child Support)
Circular 72 (2012). Submission of Information. Stop payment of Cashier’s Check No. 002978043. BANCO BILBAO VIZCAYA (PANAMÁ), S.A.
Circular 67 (2012). Submittal of information through the TBANK System on the occasion of the Observance of the Anniversary of the Founding of Panama City.
Circular 65 (2012). General Resolution SBP-JD-0036-2012
Circular 64 (2012). IPACOOP announces Resolution 67/2012 dated 28 June 22012 on the Temporary Seizure of COACECSS
Circular 63 (2012). Advisory on Emails promoting a Pyramid Scheme – MMM MAVRODI MONEY MACHINE and SERGEY MAVRODI
Circular 62 (2012). General Resolution SBP-JD-0033-2012
Circular CF-DL9-97 3-2012 (2012). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular CFL 3-85 3-2012 (2012).
Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, 29/2008, and 28/2012)
Circular 55 (2012). Amendment to Law dated 20 May 1985. Preferential Interest Rate System for Mortgage Loans
Circular 53 (2012). Submission of information through the ITBANK System due to the Day of National Mourning.
Circular 52 (2012). Press Release from the National Security Council on the Office of Foreign Assets Control’s (OFAC) identification of 6 Panamanian Companies.
Circular 51 (2012). Submission of information through the ITBANK System due to the Labor Day holiday.
Circular 48 (2012). Press Release from the National Security Council about OFAC – Office of Foreign Assets Control – 6 Panamanian Companies
Circular 46 (2012). Submission of information through the ITBANK System due to the holy Week and Labor Day holidays
Circular CF-DL9-97 2-2012 (2012). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002.
Circular CFL 3-85 2-2012 (2012). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, and 29/2008)
Circular 31 (2012). Submission of information through the ITBANK System due to the Carnival Holidays
Circular 27 (2012). Warning from the Superintendency of Securities (Circulation of fraudulent documents with seals of the former National Securities Commission and signatures of the Commissioners)
Circular 25 (2012). Invitation – Breakfast Meeting. Presentation on the Banking Center’s 2011 Performance
Circular 14 (2012). Submission of Information. Banco Nacional de Panamá (Circulation of some forged checks of the National Assembly)
Circular CF-DL9-97 1-2012 (2012). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002.
Circulars 2011
Circular
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Circular 108 (2011). Submission of information through the ITBANK System due to Day of the Martyrs (9 January 2012)
Circular 101 (2011). Submission of Information: Banco Nacional de Panamá (Forged letter on Bank’s Letterhead)
Circular 90 (2011). Modifications to the Single Account Plan (SAP) SB35, New BAN09 for derivatives information
Circular 88 (2011). Submission of information through the ITBANK System to Mother’s Day, Christmas and New Year’s holidays
Circular 84 (2011). Use of Technology Tools provided by the Electoral Court and the Public Registry of Panama
Circular 83 (2011). Use of Technology Tools provided by the Electoral Court and the Public Registry of Panama
Circular 76 (2011). Submission of information. Stop payment of certain checks. UniBank & Trust, Inc.
Circular 65 (2011). Submittal of Informatioin. Stop payment of several checks. The Bank of Nova Scotia (Scotiabank)
Circular CFL 3-85 004-2011 (2011). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, and 29/2008)
Circular CF DL9-97 004-2011 (2011). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular 58 (2011). Notice sent by the National Banking and Securities Commission of Mexico (Comisión Nacional Bancaria y de Valores de México)
Circular 52 (2011). New FECI interpretation criteria on loans granted to finance Breeding of Lower Organisms. (Law 24 of 7 June 1995, Executive Decree No. 43 of 7 July 2004, Executive Decree No. 1123 of 14 August 2009, Resolution AG-0138-2004 of 6 May 2004)
Circular 48 (2011). Submittal of information through ITBANK System due to the Anniversary of the Foundation of Panama City.
Circular 44 (2011). Submittal of Information. AN Resolution No. 4390-Telco of 13 April 2011 issued by the National Public Services Authority (ASEP – Autoridad Nacional de los Servicios Públicos)
Circular CFL 3-85 3-2011 (2011). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/99, 65/2003, and 29/2008)
Circular CF DL 9-97 3-2011 (2011). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular 42 (2011). Applicable formula to calculate nominal and effective interest rates, Rule No. 1-2011.
Circular 40 (2011). Submittal of Information. Stop payment of certain checks. MMG Bank Corporation + nota enviada por MMG Bank Corporation
Circular 39 (2011). Submittal of Information. Stop payment of certain checks. Towerbank International, Inc. + nota enviada por Towerbank International, Inc.
Circular 38 (2011). Invitation to attend the presentation “Operating Risk Standard Conceptual Framework Proposal”
Circular 36 (2011). Due diligence to the applied to the Costa Rican citizen Olman Rimola Castillo – and Rimola Market Research
Circular 35 (2011). Stop payment of one (1) Banker’s Draft. Bancafé (Panamá), S.A. + nota enviada por Bancafé
Circular CF DL 9-97 2-2011 (2011). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular CFL 3-85 2-2011 (2011). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65, 2003, and 29/2008)
Circular 22 (2011). Submittal of Information. Stop payment of certain checks. The Bank of Nova Scotia (Scotiabank).
Circular 15 (2011). Law No. 2 of 1 February 2011 “Whereby the measures to know your customer by Registered Agents of existing corporations, organized according to the laws of the Republic of Panama, are governed”. Official Gazette No. 26713-C.
Circular 08 (2011). Stop payment of one (1) Banker’s Draft issued by Banco Bilbao Vizcaya Argentaria (Panamá), S.A. (BBVA)
Circular 04 (2011). Submittal of Information. Stop payment of one hundred (100) checks. Banco Trasatlántico, S. A.
Circular CFL 3-85 1-2011 (2011). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, and 29/2008)
Circular 01 (2011). Submittal of information through ITBank System due to Martyr’s Day (January 9th).
Circulars 2010
Circular
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Circular 62 (2010). Circular No. 50-2004, Circular No. 57-2009, and Executive Decree No. 246 of 2004.
Circular 61 (2010). Submittal of Information. Stop payment of one hundred and forty-nine (149) checks. Banco Trasatlántico, S.A.
Circular 59 (2010). Submittal of information through the ITBank System due to Mother’s Day, Christmas and New Year’s Celebration
Circular CF DL 9-97 4-2010 (2010). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular CFL 3-85 4-2010 (2010). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003, and 29/2008)
Circular 43 (2010). Amendment to issuance date of Circular No. 30-2010 (Stop payment of one (1) Banker’s Draft issued by BANCAFE (PANAMA), S.A.)
Circular 42 (2010). Amendment to issuance date of Circular No. 31-2010. (Stop payment of one (1) Banker’s Draft issued by Caja de Ahorros)
Circular 40 (2010). Prevention of the Improper use of Banking and Trust Services (Agreement 12-2005).
Circular CF DL 9-97 3-2010 (2010). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular CFL 3-85 3-2010 (2010). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, and 65/2003, /2008)
Circular 21 (2010). Law No. 81 of 2009 “By means of which the rights of the credit cards and other financing cards holders are protected”
Circular 20 (2010). Three Months Claims Reports (Other Reports – Article 91, number 3 of the Banking Law)
Circular 13 (2010). Law 81 of 2009 “By means of which the rights of the credit cards and other financing cards holders are protected”
Circular 07 (2010). Handbook Information and Compliance Program Requirement. Art. 1, number 7, and Art. 5 of Law 42-2000
Circular 04 (2010). Law 49 of 2009 “Whereby the Fiscal Code is amended and other tax measures are adopted.”
Circular CFL 3-85 2-2010 (2010). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, and 65/2003, /2008)
Circular CF DL 9-97 2-2010 (2010). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circular 02 (2010). Submittal of Biweekly Liquidity Atom AT10 and Evaluation of Assets and Liabilities (EVAP) Chart
Circular 01 (2010). Checks stolen from the Coordinadora Nacional de Representantes de Corregimiento (CONARE)
Circular CF DL 9-97 1-2010 (2010). Loans for Casco Antiguo Revitalization (Decree-Law No. 9/1997 and Law 4/2002)
Circulars 2009
Circular
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Circular 63 (2009). Rule No. 10-2009 on the frequency for the submission of the legal liquidity index calculation report
Circular 49 (2009). Submission of information through ITBank and the Biweekly Liquidity Atom LS02 Report due to national holidays
Circular 45 (2009). Delays in the issuance of the minutes of Delays in the issuance of the minutes of cancellation of mortgages
Circular 44 (2009). Submission of Biweekly Liquidity Atom LS02, Weekly Cash Atom AT11 and Consolidation of Subsidiaries BAN02.
Circular CFL 3-85 3-2009 (2009). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003 and 29/2008)
Circular CF DL 9-97 3-2009 (2009). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997 and Law 4/2002)
Circular 37 (2009). Articles 4.1.g and 5.1.f of Agreement No. 12-2005 of December 14, 2005 on Prevention of the Improper Use of Banking and Trust Services.
Circular 36 (2009). We are pleased to advise you that the Superintendency of Banks will implement the new ITBANk System version 1.0...
Circular CF DL 9-97 3-2009 (2009). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997, Law 4/2002)
Circular CFL 3-85 3-2009 (2009). Residential Mortgage Loans (Law No. 3/85, 11/90. 5/94, 28/95, 30/99, 50/99, 65/2003, and 29/2008)
Circular 32 (2009). Presentation of the Biweekly Liquidity Atom LS02 and the Effective Weekly Atom AT11.
Circular 22 (2009). Capacity of indebtedness of retirees and pensioners. Amendment of Article 3 of Law 37 of 2001. (Law 22 of April 13th of 2009, Official Gazette 26261).
Circular 18 (2009). Submission of the Biweekly Liquidity Atoms AT(10), LS02 and EVAP Table during Passion Week
Circular CF DL 9-97 2-2009 (2009). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997, Law 4/2002)
Circular CFL 3-85 2-2009 (2009). Housing Mortgage Loans (law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003 and 29/2008)
Circular 17 (2009). Agreement No. 2-2009 - By means of which the enter into effect of Agreement No. 5-2008 of October 1st, 2008 is extended
Circular CF DL 9-97 1-2009 (2009). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997 and Law 4/2002)
Circular CFL 3-85 1-2009 (2009). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, 65/2003 and 29/2008)
Circulars 2008
Circular
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Circular 66 (2008). Circular No. 65-2008. Customer service schedules from banking entities during the holiday season.
Circular 65 (2008). Work schedule of the national and municipal public offices for the Christmas and New Year Holidays.
Circular 62 (2008). We hereby address you because this Superintendency of Banks has proceeded to analyze the authorization to review the credit references that the banking entities...
Circular 61 (2008). We hereby advise you that we are annulling the content of Circular No. 056-2008 of November 27, 2008, whereby Tuesday December 2, 2008 was enabled...
Circular 60 (2008). In addition to the information provided weekly through the liquidity atom, starting on the week that begins on November 29, we request you report...
Circular 59 (2008). We advise you that December 2, 2008 has been enabled as the last day for the submission of the weekly liquidity Atom AT 10 to this Superintendency for the period between November 24 and 28, 2008.
Circular 58 (2008). We reiterate what is stipulated by Agreement No. 5-2001 on Market Risk, which in its Article 15 states that the banks must report to this Superintendency...
Circular 57 (2008). As a consequence of the different queries received by this Superintendency of Banks, that arise from the application of Agreement No. 8-2008...
Circular 56 (2008). We advise you that Tuesday December 2, 2008 has been enabled as the last day for the submission of the Weekly Cash Atom, for the period between November 24 and 28, 2008.
Circular 55 (2008). List of companies that do not have this Office’s authorization to exercise the Banking Business as stipulated by the Banking Law
Circular 53 (2008). Submission of the Weekly Cash Atom for October 27 to 31 (Art. 91 of the Banking Law. General Resolution No. 3-2004).
Circular 51 (2008). Liquidity Reports. (Article 77, 185 and 187 of the Banking Law; Arts. 17 and 18 of Agreement 4-2008; Resolution 3-2004; Circular 006-2008).
Circular 50 (2008).
We hereby advise you that Agreement 7-2008, which modifies Articles 15, 16 and 17 of Agreement No. 1-2006, which itself is modified by Agreement No. 4-2006...
We hereby advise you that Agreement 7-2008, which modifies Articles 15, 16 and 17 of Agreement No. 1-2006, which itself is modified by Agreement No. 4-2006...
Circular 49 (2008). We hereby advise you that Agreement 6-2008, whereby Article 11 of Agreement No. 2-2008 of July 3, 2008 is modified and the date...
Circular 48 (2008). We are pleased to advise you that by way of Executive Decree No. 103 of October 8, 2008, the Excellent President of the Republic of Panama...
Circular 46 (2008). We hereby advise you that Agreement 5-2008, whereby equity standards for credit risk applicable to the Banking Entities are stipulated, has been approved...
Circular CFL 3-85 2-2008 (2008). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003, 29/2008)
Circular CF DL 9-97 4-2008 (2008). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997 and Law 4/2002).
Circular 41 (2008). We hereby advise you that General Resolution J.D. 1-2008 on the legal liquidity index
Circular 39 (2008). We reiterate what is stipulated by Agreement No. 001-2008, “On the Claim Management System in the Banking Entities”...
Circular 33 (2008). We hereby notify you that Agreement No. 2-2008, “whereby the general parameters are set for the valuation of guarantees for the coverage of credit risk”...
Circular 32 (2008). For the relevant purposes, this Superintendency hereby informs you that the Security Council Committee of the United Nations, established by virtue of Resolution...
Circular 28 (2008). Law 28 of June 2, 2008, which amends, among other things, Law 3 of 1985. Preferred Interest Regime for mortgage loans
Circular 23 (2008). Staff in charge of the direction, management or coordination of the security program
Circular 21 (2008). For the relevant purposes, this Superintendency hereby informs you that the Security Council of the United Nations...
Circular 17 (2008). We hereby reiterate what is stipulated in Article 5 of Agreement No. 11-2005 of November 23, 2005, which literally stipulates...
Circular 16 (2008). With the purpose of gathering information regarding the interbank placements of the Panamanian Banking System, the Superintendency of Banks of Panama...
Circular 15 (2008). For the relevant purposes, this Superintendency hereby informs you that the 1267 Sanctions Committee of the United Nations...
Circular 14 (2008). We hereby address you regarding the inquiries received from the banks in reference to Agreement No. 1-2007 "whereby Minimum Security Standards...
Circular 13 (2008). In reviews made to the Deposits Atom (AT02) sent through the Information Transfer System, we have found some inconsistencies particularly related to...
Circular CFL 3-85 2-2008 (2008). Regarding what is stipulated in Article 4 of Law No. 3 of May 20, 1985, whose effect was extended and its Article 5...
Circular CF DL 9-97 2-2008 (2008). By virtue of what is stipulated in Article 10 of Decree Law No. 9 of August 27, 1997, amended by Law 4 of 2002...
Circular 12 (2008). We advise you that today March 17, 2008, has been set as the last day for the submittal to this Superintendency of the Audited Financial Statements of the Bank...
Circualr 6 (2008). Timely and accurate submittal of Atoms and BAN Tables. Information Transfer System. Decree Law No. 9 of 1998; Agreement No. 12-2002; General Resolution No. 3-2004.
Circular 5 (2008). Financial Statements. Observance of prudent standards, IFIS and US-GAAP (General Resolution No. 1-2007).
Circular CF-DL9-97 1-2008 (2008). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997 and Law 4/2002)
Circular CFL 3-85 1-2008 (2008). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003)
Circular 2 (2008). Bridge” days and national holidays or mourning days that fall on a Monday Article 46 of the Labor Code
Circulars 2007
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Circular 60 (2007). The banking entities must make their rating public starting on the month of January of two thousand eight (2008), for which they will have a period of six (6) months after the fiscal closing...
Circular 57 (2007). Certification of Commercial and Industrial Activities by means of the Notice of Operation (Law 5 of 2007)
Circular 56 (2007). We hereby emphasize the need that the Banks established in Panama that are dedicated to transporting cash and securities...
Circular 55 (2007). For the relevant purposes, this Superintendency hereby recommends, as preventive action, that those banking institutions...
Circular 51 (2007). Extension of Circular No. 022-2007, regarding Group Insurance Contracts (Group Insurance Policy).
Circular 48 (2007). Submittal and publication of Audited Financial Statements (Art. 55 and 56 – Decree Law No. 9 of 1998).
Circular 43 (2007). Notice to the Superintendency of Banks about increase in Capital Funds in Banking Entities and their Economic Group.
Circular CFL 3-85 3-2007 (2007). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003)
Circular CF-DL9-97 3-2007 (2007). Loans for the Restoration of the Old Quarter (Decree Law No. 9/1997 and Law 4/2002).
Circular 29 (2007). Information on credit and contingent operations of the subsidiaries – Circular 26-2007
Circular CFL 3-85 2-2007 (2007). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003)
Circular CF DL 9-97 2-2207 (2007). Loans for the Restoration of the Old Quarter (Decree Law No.9/1997 and Law 4/2002).
Circular 18 (2007). FECI. Exemption for loans granted to persons in the golden age, retirees and pensioners
Circular 12 (2007). We are pleased to advise you that Agreement No. 7-2006, "which stipulates the obligation the banking entities have of remitting credit information to the customer"...
Circular 11 (2007). We hereby inform you that in light of the Carnival holidays, the Superintendency of Banks' offices will be closed on February 19, 20 and 21, 2007...
Circular 10 (2007). Due to the provisions stipulated in Agreement No. 8-2006, banks must continue to use the cash declaration forms SB-EF-CH and SB-EFC...
Circular 9 (2007). Survey on Mortgage Market
Circular 8 (2007). For the relevant purposes, this Superintendency hereby informs you that the 1267 Sanctions Committee of the United Nations has included NAJMUDDIN FARAJ AHMAD, MOHAMED MOUMOU...
Circular CFL 3-85 (2007). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003)
Circulars 2006
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Circular 66 (2006). Article 5 of Law No. 35 of October 31, 2006, whereby Numerals 1 and 2 of Article 128 of Law 22 of June 27, 2006 are modified.
Circular 60 (2006). For the relevant purposes, this Superintendency hereby informs you that the United States Treasury Department has announced...
Circular 56 (2006). We are pleased to send, for your knowledge and application, a copy of Accord No. 4-2006 whereby Articles 4, 12, 15, 16, 17 and 22 of Accord 1-2006 of January 25, 2006 on Asset Liquidation...
Circular 55 (2006). This Superintendency hereby informs you that the Financial Analysis Unit for the Prevention of Money Laundering and Terrorism Financing (FAU) of the Public Security and National Defense Council...
Circular 54 (2006). This Superintendency hereby informs you that the United States Treasury Department appointed and froze the assets of two financial companies...
Circular CF-DL9-97 (2006). By virtue of what is stipulated in Article 10 of Decree Law No. 9 of August 27, 1997, modified by Law 4 of 2002 “Whereby special incentive rules are established for restoring and placing value...
Circular CFL-3-85 (2006). Regarding what is stipulated in Article 4 of Law No. 3 of May 20, 1985, whose effect was extended and its Article 5 was modified by Law No. 65 of October 29, 2003...
Circular 50 (2006). Abd A-Hamid Sulaiman Al-Mujil and the Philippine branch of the International Islamic Relief Organization (IIRO)
Circular CF- 9-97 (2006). By virtue of what is stipulated in Article 10 of Decree Law No. 9 of August 27, 1997, modified by Law 4 of 2002 “Whereby special incentive rules are established...
Circular CFL 3-85 (2006). Regarding what is stipulated in Article 4 of Law No. 3 of May 20, 1985, whose effect was extended and its Article 5 was modified by Law No. 65 of October 29, 2003...
Circular 23 (2006). Declarations of Cash and Quasi-Cash Transactions. Article 6, Agreement No.12-2005
Circular 20 (2006). Through this means, we affirm the concepts set by this Superintendency of Banks for the effects of reporting the General Data Atom and the BAN01 Table...
Circular CFL 3-85 No. 2-2006 (2006). Regarding what is stipulated in Article 4 of Law No. 3 of May 20, 1985, whose effect was extended and its Article 5 was modified by Law No. 65 of October 29, 2003...
Circular CF-DL9-97 No. 2-2006 (2006). By virtue of what is stipulated in Article 10 of Decree Law No. 9 of August 27, 1997, modified by Law 4 of 2002 “Whereby special incentive rules are established...
Circular 19 (2006). As you know, a few days ago the Superintendency of Banks remitted a survey by email regarding the technology platform of banking entities...
Circular 18 (2006). Through this means, we communicate that in the Regional Summit on prevention of Terrorism Financing held in the Central Bank of the Republic of Argentina...
Circular 17 (2006). Copy of Agreement No. 2-2006 whereby Articles 7, 9, 10 and 13 of Agreement No. 3-2001 of September 5, 2001 on Banking Licenses, are modified
Circular 16 (2006). In light of the information requested through Circular No. 006-2006 of January 31, 2006, we notify you that we have included a validation in the liquidity atom.
Circular 15 (2006). The Banco Nacional de Panama has communicated to this Superintendency that several Fraudulent Bank Guarantee Letters have been circulating locally and abroad
Circular 2 (2006). Ahmed Idris Nasreddin was added to the list of individuals and/or entities, which includes the immediate freezing of their assets because they are considered to be linked to Usama bin Laden / Al Qaida
Circular CFL 3-85 1-2006 (2006). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003)
Circular 1 (2006). International Financial Information Standards (IFIS). Submittal of Financial Statements.
Circulars 2005
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Circular 68 (2005). 2006 Calendar for the submittal of Atoms, BAN tables and other prudential reports
Circular 58 (2005). Violations of Title V of Decree Law 9 dated 26 February 1998. Right to Information
Circular 56 (2005). AL-SIBA’I, Hani Muhammad Yusuf; UMAR, Madhat Mursi Al-Sayyid; HUSAYN ALAYWAH, Al-Sayyid Ahmad Fathi; AHMAD, Zaki Izzat Zaki; ABD AL-RAHMAN, Abdullah Muhammad Rajab; AL-ISLAMBULI, Muhammad Ahmad Shawqi; MUSTAFA BAKRI, Ali Sa’d Muhammad
Circular 47 (2005). Violations to Title V of Decree-Law No. 9 of February 26, 1998 – RIGHT TO INFORMATION
Circular 41 (2005). General Resolution No. 002-2005: Banking Sector Global Risk Rating System (CAMELS)
Circular 38 (2005). Movement for Islamic Reform in Arabia (MIRA Group) to your List No. 70T of individuals and/or entities
Circular CFL 3-85 No. 4-2005 (2005). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, and 65/2003)
Circular CFL 3-85 No. 3-2005 (2005). Housing Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003)
Circular CF-DL9-97 N° 3-2005 (2005). Loans for the Restoration of Casco Viejo (Decree Law No.9/1997 and Law 4/2002) and changes in Enforcement Officers
Circular 34 (2005). RUSDAN, Aby; ZULKARNAEN AND PITONO, Joki, have been added to List No. 71 of individuals and/or entities.
Circular 30 (2005). ELEHSSAN is added to your organization, in List No. 70 of individuals and/or entities.
Circular CF-DL9-97 N° 2-2005 (2005). Loans for the Restoration of the Old Quarter Loans for the Restoration of the Old Quarter (Executive Order N° 9/1997 and Act 4/2002).
Circular CFL 3-85 No. 2-2005 (2005). Residential Mortgage Loans (Act 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003).
Circular 2 (2005). Limit of general risk exposition in Related Parties (Article 64 of Decree Law No. 9 of 1998, numeral 5; Article 3, Agreement 10-99).
Circular CFL 3-85 No. 1-2005. (2005). Residencial Mortgage Loans (Law 3-/85 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003
Circulars 2004
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circular 53 (2004). 2005 Calendar for the submittal of Atoms, BAN Charts, and other prudential reports
circular 47 (2004). Rule 9-2000. Circular 44-2004. Updates to the "Cash and Quasi-Cash Statement" Forms
Circular 40 (2004). Calendar for the submittal of Weekly Liquidity (AT10) and Cash (AT11) Atoms for the second half of 2004
Circular 30 (2004). ABDELHEDI Mohamed Ben Mohamed, DARRAJI Kamel, EL MAHFOUDI Mohamed, JAMMALI Imed Ben Bechir, LOUBIRI Habib Ben Ahmed, TRABELSI Chabaane Ben Mohamed.
Circular CF-DL9-97 4-2004 (2004). Loans for Casco Antiguo Revitalization (Decree-Law 9/1997 and Law 4/2002)
Circular CF-DL9-97 3-2004 (2004). Loans for Restoring the City’s Old Quarter (Decree Law No. 9/1997 and Law 4/2002).
Circular CFL 3-85 3-2004 (2004). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99 and 65/2003).
Circular 28 (2004). Assad Ahmad Barakat and the Casa Apollo and Barakat Import Export, Ltda. Companies.
Circular 26 (2004). Islamic Haramain (Afghanistan, Albania, Bangladesh, Ethiopia, Holland) Foundation and ex-Haramain Leader, Aqeel Adbul Asis Al Agil.
Circular 25 (2004). Resolution No. 201-1210 of the General Directorate of Revenue of the Ministry of Economy and Finance.
Circular 24 (2004). Assets Acquired in Compensation for Pending Credits. Agreement No. 1-2000 and 8-2002, Circular No.19-2002.
Circular 22 (2004). Al Furgan, Taibah International (Bosnia), and Al-Haramain & Al Masjed Al-Aqsa Charity Foundation.
Circular CF-DL9-97 2-2004 (2004). Preferential Mortgage Loans for Restoration (Decree Law No.9 of 1997, Circular CBN No.13-97).
Circular CFL 3-85 2-2004 (2004). Residential Mortgages Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99 and 50/99).
Circular 15 (2004). Quarterly Remitting of Reports of Economic Groups and Related Parties (Table BAN03).
Circular 12 (2004). Weekly Remittance of Reports during the Carnival period (Monday February 23rd and Wednesday 25, 2004).
Circular 11 (2004). 2004 Calendar of the System for Transferring Information and other Printed Reports
Circular 7 (2004). Update of the Committee of Sanctions 1267 of the United Nations on Sulaiman Jassem Sulaiman Abo Ghaith
Circular 5 (2004). Transmittal of Economic Groups, Related Parts and Capital Adaptation for the last trimester of 2003
Circular 4 (2004). Circular No. 14-2003 of April 23, 2003 (Remission of Atom corresponding to the month of fiscal closure)
Circular CF-DL9-97 1-2004 (2004). Preferential Mortgage Loans for Restorations. (Decree-Law No. 9 of 1997, Circular CBN No. 13-97).
Circular CFL 3-85 4-2004 (2004). Residential Mortgage Loans (Law 3/85, 11/90, 5/94, 28/95, 30/99, 50/99, and 65/2003)
Circulars 2003
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Circular 62 (2003). Identification of the country of Burma and two of its Banks, the Myanmar Mayflower Bank and the Asia Wealth Bank, as possible facilitators of Money Laundering
Circular 56 (2003). Agreement No. 6-2003, Modification to Agreement No. 2-2003 of Microfinance Banks
Circular 44 (2003). Regarding the concerns expressed concerning the validity of the Polaroid cedulas, we inform you on the criterion revealed by the Board of Elections.
Circular 42 (2003). Restrictions of Code 9999 for Monthly and Weekly Liquidity Atoms and for Table BAN 04 Liability Component
Circular 41 (2003). Verification of OFAC list (Law 42 of 2000, Agreement 9 – 2000, Circular Letter N°28-2003)
Circular 37 (2003). First list of Individuals Related to Irak and Kuwait´s Situation, and Identified in Resolution 1483 (2003). of the Security Council of the United Nations.
Circular 21 (2003). Confidentiality and Non-disclosure of Information. (Article 1, Paragraph 6 of Law 42 of 2000
Circular CFL 3-85 13-2003 (2003). Residential Mortgage Loans. (TLRM). (Law 3/85, 11/90, 5/94, 28/95, 30/99 and 50/99)
Circular CFL 3-85 No. 003-2003 (2003). Residential Mortgage Loans (TLRM) (Law 3/85, 11/90, 5/94, 28/95, 30/99, and 50/99)
Circular CF-DL9/97 No. 003-2003 (2003). Preferential Mortgage Loans for Revitalization (Decree-Law 9 of 1997, Circular CBN 13-97)
Circular 10 (2003). Special measures for non cooperative jurisdictions, financial entities and their international transactions regarding Money Laundering
Circular 9 (2003). Regional Congress for the Prevention of Money Laundering and Terrorist Financing.
Circular 6 (2003). Provision of information on collective policies.
Freedom of contracting of insurers and brokers.
Freedom of contracting of insurers and brokers.
Circular 2 (2003). Calendar 2003 Closing Dates for the remittance of the Atoms and other printed reports.
Circular 1 (2003). Preferential Mortgage Loans for Restoration. (Decree-Law No. 9 of 1997, Circular CBN No. 13-97)
Circulars 2002
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Circular 39 (2002). Press release by Fitch Qualifying Agency titled: “Panamanian Banking System: First Half 2002 Performance Update”
Circular 31 (2002). Continuous sanctions established by the United States of America against the Taliban
Circular 16 (2002). Deadline for the submittal of Audited Financial Statements corresponding to the closing of the fiscal exercise 2001
Circular 15 (2002). Models for the Security Bonds required to guarantee compliance with obligations to Public Entities
Circular 11 (2002). FATF Report on the latest methods and trends of Money Laundering and Terrorist Financing
Circular 3 (2002). Deadline for the submittal of reports corresponding to the month of December 2001
Circulars 2001
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Circulars 34 (2001). Limit of General exposure of individual risk. Limit of general exposure in related parties
Circulars 33 (2001). Invitation to the induction session of the Project of Modernization of Communications
Circulars 31 (2001). Distribution of the software for capturing and sending ifnormation through the internet
Circulars 28 (2001). Certification of Compliance of Requirements of Capital Adequacy of branches of Foreign Banks having International License.
Circulars 27 (2001). Certification of Compliance of Requirements of Capital Adequacy of branches of Foreign Banks having General License.
Circulars 20 (2001). Agreement 2-2001, modified Articles 3 and 4 of Agreement 1-98 on the Regulation and Banking supervision Rate
Circulars 19 (2001). reiterate the criterion of interpretation of regarding the application of the retention established in Law 4 of 1994
Circulars 4 (2001). Reports on the limit of general exposure to individual risk in related parties and in economic banking groups
Circulars 3 (2001). Determining the level of investment performed by the privatized and administrative license companies
Circulars 2 (2001). Reports on the limit of general exposure to individual risk in related parties and in economic banking groups
Circulars 2000
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Circulars 76 (2000). Agreement 10-2000, modifies Agreement 8-2000. Notification of Compliance Officer New Form
Circulars 70 (2000). Request for information on the calculation of the cash deposit limit of usual customers
Circulars 60 (2000). Introduction of Lic.Enrique de Obarrio De La Guardia as the new Legal Director of this Superintendency
Circulars 56 (2000). Clarification relate to the Forms for the report on limit of general exposal of individual risk, in related parties, and in economic banking group
Circulars 54 (2000). Modified Circular 37-2000, Real Estate Acquired by means of Past Due Credits Report Form
Circulars 52 (2000). Request of certifications of the Superintendency on the duration of their License and /or the scope of authorized operations
Circulars 41 (2000). Terms of retention applied by the banks to funds deposited with cheques by account holders in their Demand Deposits
Circulars 30 (2000). Payments to the Superintendency of Banks in concept of Regulation and Bank Supervision Rate, Fines and Inspections
Circulars 25 (2000). New publication of the Legal System of the Special Interest Compensation Fund (FECI)
Circulars 24 (2000). Fines for late submittal of reports /related documents with complaints from the users of banking services
Circulars 23 (2000). Adoption by the Superintendency of Banks of the selection of the Accounitng and Auditing System
Circulars 22 (2000). Elimination of basic charge to International License Banks for provision of Cash
Circulars 7 (2000). Withdraw of the Guide to Installation of Connection to the Communications Server
Circulars 1999
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Circulars 42 (1999). Calendar for the Suspension of Customer Service by the Banking System (Arts. 157 and 17 paragraph 18, DL 9-98; Circulars 22-98 and 16-99)
Circulars 38 (1999). Closure Schedule (Arts. 152 and 17 Number 18), D.L. 9/98; Circulars 22-98 and 16-99
Circulars 36 (1999). Notice related to bills of exchange issued by the Superintendency of Banks and Financial Entities of Bolivia
Circulars 35 (1999). Domestic Time Deposits Interest Rates (Article 58, Number 1 of Decree Law No. 9 of 1998; General Resolution No. 5-99)
Circulars 32 (1999). Term to inform about choosing between AIS and US-GAAP (Rule No. 4-99; General Resolution 3-99, Circular No. 23-99)
Circulars 30 (1999). Banking Center’s Closure Schedule for 1999 onwards (Arts. 152, 17 (Number 18); D.L. 9-98; Circular No. 22-98)
Circulars 29 (1999). Balance Sheet Statement and Income Statement (Art. 58, number 1 of Decree Law 9 of 1998)
Circulars 27 (1999). Information from Juridical Persons. New Public Registry Information System through internet. Account Opening procedures. (Art. 1, C.D. 41/90, amended by Law 46)
Circulars 24 (1999). Term for the submittal of loans and credit facilities list. Related Parties (Arts. 1, 2 and 8 Rule No. 2-99)
Circulars 18 (1999). Term for the submittal of monthly Balance Statement and Income Statement. (Article 58, Number 1, D.L. 9 of 1998)
Circulars 17 (1999). Electronic Records Management (Law 11 of 1998, E.D. 57 of 1999; Circular CBN9-98)
Circulars 14 (1999). Term for the submittal of monthly Balance Statement and Income Statement. (Article 58, Number 1, D.L. 9 of 1998)
Circulars 5 (1999). Accounting International Standards (Rule 3-98, General Resolutions No. 2-98 and 3-98, Circular No. 18-98)
Circulars 1998
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Circular 27 (1998). Banking Regulatory and Supervisory Assessment Fees. (Arts. 19 and 137, D.L. 9 of 1998, Rule No. 1-98).
Circular 23 (1998). 1999 Banking Center’s Closure Schedule. Arts. 152, 17 (Number 18, D.L. 9 of 1998; Circular No. 22-98).
Circular 20 (1998). International Cooperation for Consolidated Supervision (Arts. 27 and following, D.L. 9 of 1998, Rule 4-98).
Circular 18 (1998). Rule 3-98 of 23 September 1998 and General Resolution No. 2-98 of 30 September 1998.
Circular 17 (1998). Penalties for late submittal of periodic reports/documents (Arts. 137, 138, 16 – Number 7, Rule No. 2-98, NBC Rule No. 2-92).
Circular 8 (1998). Anti-Money Laundering Regulations (Art. 164, D.L. 9 of 1998; C.D. 41 of 1990; Lay 46 of 1995; E.D. 234 of 1996; NBC Rules No. 5-90, 1-91, 2-96, 1-97, 2-97, 3-97).
Circular 5 (1998). Consumer Protection. Freedom to contract insurers and insurance brokers. Article 36 Law 59 of 1996.